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Get Best Rates for India to UK Money Transfer

Get exclusive rates for sending money from India to UK from top providers & banks. Compare rates, book online and get credit in 48 working hours!

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5%+ better than
market rates.

Fast Delivery

Credit in 48 working
hours.

Expert Help

Professional support,
every step

Powered by India’s Leading
Exchange Houses & Banks

How to Send Money to UK from India?

1
Book & Verify

Compare live rates from trusted exchange houses and banks online. Book & get KYC verified.

Book & Verify
2
Transfer Funds

Securely transfer funds to your chosen exchange house or bank via NEFT/RTGS.

Transfer Funds
3
Get Credit!

Sit back and relax! Your beneficiary will receive the funds within 48 working hours.

Get Credit

Why People Prefer and Trust Extravelmoney

34%

orders from
customer referrals

200cr+

saved for our customers

100%

On Time
Transaction

9+

years of
experience

Experiences from our customers

Real experiences from people who've trusted us with their currency and transfer needs.
M

Mithun Yadav

UK

Had a great experience with Extravelmoney. The team is very supportive and polite. The way they handled the process of fund transfer from India to UK was amazing. They always responded immediately for any sort of doubts however silly the questions were. It's an amazing experience overall

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R

Rodney

UK

The process of money transfer from India to UK was clear and simple, never had a smoother experience as this before. The cost as well is minimal. Would definitely recommend ExTravelMoney. Shamaz was very professional and helpful throughout the process, appreciate the assistance.

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J

Jiya C.G

UK

I recently moved to UK from India and was struggling to transfer the money from my Indian account to UK account. I searched and looked into many websites for the exchange rates and I found Extravelmoney provides affordable rates with no hidden charges. I'm grateful for Sruthi's perfect customer support.

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R

Renjish Narayanan

UK

Used the Forex transfer service two times and both times the transfer was done within 12 hours. The best vendor I have seen till date. The process was pretty smooth as well. Special thanks to Mary for the proper explanation of the process and diligent follow up.

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L

Lakshmi Gopalakrishnan

UK

I've been relying on banks to transfer money from India to UK. This time I transferred 5000 Pounds via Extravelmoney and I got a more profitable exchange rate than what bank offered. Saved a good bit of money. Very satisfied with the experience and I highly recommend.

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Why Send Money to UK via ExTravelMoney?

Marketplace
Advantage

Being a Forex marketplace, every exchange house here tries to outbid others. Result, you get the best exchange rate in the market!

Fast Processing

We understand your commitments and that is why we strive to complete every transaction, the same day of placing the order.

Zero
Commission

We charge absolutely zero commission on every transaction. No hidden charges either! Pay directly to the chosen exchange house or bank.

Personal Advisor

You will have a dedicated personal advisor who will guide you throughout the process. Get accurate information and guidance on KYC, TCS and everything else.

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Excerpts From the Press.

...Travelers can compare the rates of various dealers in their city and get forex delivered...

Forbes logo

...Extravelmoney ensures a smooth experience for customers while transferring money abroad..

The Economic Times logo

...For students, these cost-saving measures can result in annual savings of ₹30,000 to ₹50,000 ...

The Hindu Business Line

Send Money From India To UK

Currency Conversion

How to Send Money from India to UK?

To send money from India to the UK, follow these four essential steps.

  • Look for the best rate by comparing quotes from different service providers.
  • Submit the required KYC documents and UK beneficiary information to your selected service provider for verification.
  • Transfer the amount to the bank/remittance company via NEFT / RTGS / Netbanking.
  • Upon confirmation of fund receipt, the wire transfer will be initiated. Funds will be credited to the beneficiary bank account in the United Kingdom within 48 working hours.

Please Note: Wire transfers in India operate from 10:30 AM to 2:30 PM, Monday-Friday, excluding bank holidays. For speedy transfers, ensure funds reach your service provider within this window.

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Main Purposes of sending money to United Kingdom

  1. UK University Fee Payment
  2. Overseas Employment
  3. Emigration Fees
  4. Visa Fees
  5. CAS Deposit Payment
  6. Film Making
  7. Maintenance of Close Relatives
  8. Medical treatment abroad..etc

Documents Required for Money Transfer from India to UK

1

Govt issued photo ID proof of the sender (Passport/Voter’s ID/Aadhar Card)

2

PAN card copy of the sender

3

Filled A2 Form cum declaration with signed by the sender

4

Purpose proof (University letter/Prospectus) stating the amount to be transferred and account details (for tuition fee payments only)

5

Beneficiary passport copy (for maintenance of close relative & gift remittance only)

Beneficiary Details to be Shared

1

Beneficiary Bank Name, Swift Code, Routing number & Correspondent Account No.

2

Beneficiary Name, Address (as given in bank)

3

Remitter Name, Account Number and Purpose of Transaction with KYC.

4

Filled A2 Form cum declaration with signature.

How long does a bank transfer from India to the UK take?

A bank transfer from India to the UK can take up to 48 working hours. Sometime the money will be credited within 24 hours of making the transfer. Typically it’ll be completed within 2 working days.

Maximum limit for money transfer from India to UK

If you are an Indian Resident, then you can transfer abroad / to the UK, a maximum of USD 2,50,000 equivalent in GBP per financial year from your Savings Account.

If you are a Non-Resident India (NRI), then the maximum amount of money you can send to the UK from India depends on the type of your bank account.

  • NRO Account - USD 1 million equivalent in GBP per financial year.
  • NRE Account - No limit to repatriation.
Residential Status Account Type Maximum Remittance Limit
(in a financial year)
Resident Indian Savings Account USD 2,50,000 equivalent in GBP (GBP 2,00,000 approx)
Non-Resident Indian NRO Account USD 1 million equivalent in GBP (GBP 8,00,000 approx)n
NRE Account No limit to repatriation

Transfer Money to 100+ Countries

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Frequently Asked Questions

1. Can I get a total cost estimate before I start a transfer?

Yes, you will see a complete order summary before placing your order. It includes details on the applied exchange rate, bank charges, GST, and TCS, ensuring full transparency on the total cost.

2. Will I have to pay taxes on money transfers to the UK?

Overseas remittances from India are subject to GST (Goods and Services Tax) and TCS (Tax Collected at Source). While GST is mandatory, TCS depends on the purpose and amount of your transfer. To understand the tax implications and exemptions, check out our blog: How Much Money Can You Send Abroad from India Without Tax?

3. Can I track the status of my money transfer to the UK?

Yes, you can track the status of your money transfer to the UK through ExTravelMoney. Simply log in to your account, go to ‘My Account’, select your transaction, and click ‘View Status’ to get real-time updates.

4. Who is eligible to send money from India to the UK?

Indian residents and NRIs above the age of 18 can send money to the UK through ExTravelMoney, provided the transfer complies with RBI’s Liberalised Remittance Scheme (LRS) guidelines.

5. Will the beneficiary in the UK receive the exact amount sent?

Intermediary and beneficiary banks usually charge a processing fee. To avoid deductions, we recommend adding a buffer amount of GBP 20.07. For education and gift remittances, ExTravelMoney also offers the option for customers to pay the charges upfront, ensuring the recipient receives the full amount.

6. How is ExTravelMoney’s fee structure different from other money transfer services?

ExTravelMoney does not charge any processing or platform fees, unlike many banks and money transfer companies. Since we are a forex aggregator partnered with RBI-approved money transfer providers in India, we offer money transfer services at more competitive exchange rates, helping you save more. However, please note that the processing bank may still charge a fee, which is beyond our control.

7. What exchange rate will I get when transferring money to the UK?

Before confirming your payment, you’ll see an order summary displaying the applicable exchange rate. This is the exact exchange rate at which your money will be sent to the UK.

8. What are the common reasons for delays in money transfers to the UK?

Delays beyond 2 working days can occur due to compliance checks, intermediary or beneficiary bank processes, holidays and time zone differences. For tips on avoiding delays, check out our article .

9. What should I do if my money transfer to the UK fails or gets stuck?

If your money transfer to the UK fails or gets stuck in between, we’ll promptly contact you with updates. All you have to do is provide information if requested and we’ll handle the issue on your behalf, keeping you informed throughout the process.

10. What is the cheapest way to send money from India to the UK?

To find the cheapest way, compare exchange rates and fees from banks, online platforms, and money transfer operators. Online comparison tools like Extravelmoney can make this easy for you.