Travelling is all about new experiences, but what happens when things go wrong? ICICI Lombard’s International Travel Insurance is your safety net, ensuring you’re covered for the unexpected, no matter where you go. From emergency medical support to baggage protection, ICICI Lombard’s international travel insurance offers unbeatable coverage at unbeatable prices. Read on to know how this policy can be your ultimate travel companion.
Also Read: Buying Travel Insurance? Know the Cover, Things to Consider & How to Claim
Unique Features of ICICI Travel Insurance
- IL Take Care App
ICICI Lombard’s IL Take Care app helps users manage their insurance policies online and access healthcare assistance. In addition to services for insurance claims and policy renewals, the app features health vitals check-up via face scan, calorie scanner, round-the-clock doctor and ambulance services, network hospital locator, and more.
- Zero Medical Check-up Required
Get insured instantly without the hassle and delay of tests or doctor visits. Just choose your insurance plan, pay, and you’re good to go!
- Affordable Travel Insurance Plans
With prices starting at just ₹22 to ₹2,400 per day, ICICI Lombard proves that you don’t need to spend big to travel smart. Customise your travel insurance based on your travel destination, travel duration, age and other requirements and avail coverage on health, luggage, trip delays, and more.
- Round-the-Clock Customer Support
Travel with peace of mind knowing ICICI Lombard’s support is available 24×7 via call, chat, mail, and even by visiting 320+ branches abroad.
ICICI Lombard Travel Insurance Coverage
1. Medical Benefits & Emergency Support
Covers sudden illness, accidents, emergency medical evacuation, emergency dental treatment, and COVID-19 hospitalisation (including in-patient, out-patient, and daily hospital cash abroad). Also includes hospital daily cash allowance and transportation of remains in case of death.
2. Pre-Existing Disease Coverage
Stay protected even with pre-existing conditions. This optional cover ensures you’re not caught off guard by life-threatening health events while abroad.
3. Trip Cancellation & Interruption
Reimburses you for trip cancellations, interruptions, and missed connections due to medical or other emergencies. Also covers hotel extensions due to unforeseen contingencies.
4. Adventure & Cruise Coverage
Enjoy thrill-seeking activities or cruise vacations with special covers for medical emergencies, cruise interruptions, missed shore excursions, and more.
5. Luggage & Document Protection
Covers loss, damage, or delay (6+ hours) of checked-in luggage. Also reimburses losses for passports, electronics, and international driving permits.
6. Personal Liability Cover
Provides coverage for legal expenses if you cause bodily injury or property damage to a third party while abroad.
7. COVID-19 Coverage
ICICI Lombard covers in-patient and out-patient COVID-19 hospitalisation, trip cancellations due to a family member’s COVID-related hospitalisation, and provides a daily hospital cash allowance during overseas COVID treatment.
8. Emergency Cash Assistance
Lost your wallet? The policy helps arrange emergency funds so you’re not stranded without cash during your trip.
ICICI Lombard Travel Insurance General Exclusions
- Pre-trip or post-trip events
Events occurring before the trip starts or after it ends are not covered.
- Fraudulent or false claims
Claims arising from fraudulent actions, false statements, or intentional damage caused by the insured are excluded.
- Travel against medical advice
Coverage will not apply if the insured travels against medical recommendations, is awaiting specific treatments, has a terminal illness prognosis, is seeking treatment, or is involved in military or naval activities.
- Hazardous/adventure activities
Participation in dangerous or adventure sports is excluded unless an additional premium is paid for coverage.
- Self-inflicted harm
Claims arising from intentional self-injury, suicide, or intoxication are not covered.
- Criminal involvement
If the insured is involved in criminal activities such as murder, assault, or any unlawful acts, claims will not be honoured.
- Professional sports
Coverage does not apply to professional or semi-professional sports unless disclosed in advance.
- Immigrant visa holders
Travel exceeding 90 days on an immigrant visa is excluded from the policy.
- Deductible and time excess
Claims below the deductible or those that fall under the time excess outlined in the policy are not eligible for reimbursement.
ICICI Travel Insurance Package Types
The price and coverage amount for your travel insurance depend on the following factors:
- Trip Type: Single-trip or Multi-trip
- Destination: USA or Canada, Asia, Schengen area, or any other countries
- Duration: Short-term or Long-term
- Age: Coverage may vary by age group
- Pre-existing Medical Conditions: May require additional coverage
Based on these factors, ICICI Lombard offers three tailored policy packages which are:
- Essential Package
Basic coverage at affordable rates, including medical and trip cancellation. - Optimum Package
Offers higher coverage limits for medical expenses, baggage loss, and trip contingencies. - Adventure Package
Ideal for thrill-seekers, offering coverage for adventure sports and cruises.
ICICI Travel Insurance Coverage Amount and Pricing
| Essential Package | Optimum Package | Adventure Package |
| Medical Expenses upto $50,000 | Medical Expenses upto $500,000 | Medical Expenses (including Adventure Sports) upto $500,000 |
| Baggage Loss upto $500 | Baggage Loss upto $1000 | Baggage Loss upto $1000 |
| Trip Contingency upto $5000 | Trip Contingency upto $7500 | Trip Contingency upto $7500 |
| Accidental Loss upto $100,000 | Accidental Loss upto $100,000 | Accidental Loss (including Adventure Sports) upto $100,000 |
| Card and Expense Protection upto $1000 | Card and Expense Protection upto $2000 | Card and Expense Protection upto $2000 |
| Domestic Loss upto ₹10,00,000 | Domestic Loss upto ₹10,00,000 | |
| Flight Assistance upto $500 | Flight Assistance upto $1000 | |
| Car Rental upto $500 |
For instance, an ICICI Travel Insurance package for an international trip can cost you around ₹300 – ₹690 for the Essential Package, ₹681 – ₹1,145 for the Optimum Package, and ₹1,002 – ₹2,431.
Moreover, you can also contact ICICI officials and customise your insurance package at cheaper rates starting from ₹22 per day.
Claim Procedure for ICICI Travel Insurance
- Immediately contact ICICI Lombard via phone or email to report the incident with your policy number.
- Provide the necessary supporting documents related to the claim, such as medical reports, receipts or trip details.
- ICICI Lombard will review the submitted documents and evaluate the claim.
- Once the evaluation is complete, ICICI Lombard will inform you of the claim status and the next steps.
ICICI Travel Insurance Eligibility Criteria
ICICI Lombard Travel Insurance covers travellers of all ages, medical history, and travel plans. The insurance package can be purchased individually or as a family plan. Customise your coverage with our flexible options, available for individuals aged 0 to 80+, with pricing based on age groups.
How to Book ICICI Travel Insurance
Before your travel, visit the ICICI Travel Insurance website and follow the steps.
- Choose your trip type and destination, and enter your travel and return dates.
2. Provide your contact details and specify the number of travellers.
3. View and compare the wide variety of travel insurance plans and select the best option for you.
4. Upload the KYC documents and fill in the insured and nominee details.
5. Complete the payment online to book your package and your policy details will be shared with you shortly.
With ICICI Lombard Travel Insurance’s flexible coverage options and top-tier support, your travels are in good hands. With 24/7 support, extensive coverage, and customisable packages, you can focus on enjoying your vacation with ICICI protection. Ready to travel without worries?
Also Read: TCS & GST for Foreign Travel Remittances from India Explained
Ann Mariya Job is the Associate Content Writer at ExTravelMoney.com. Holding a Bachelor’s in Journalism, she excels in creating deeply researched, engaging, and crisp content. Her work helps readers understand the complexities of foreign exchange, overseas money transfers, and international travel.