{"id":8687,"date":"2026-05-18T04:56:39","date_gmt":"2026-05-18T04:56:39","guid":{"rendered":"https:\/\/www.extravelmoney.com\/blog\/?p=8687"},"modified":"2026-06-15T13:54:37","modified_gmt":"2026-06-15T13:54:37","slug":"online-non-collateral-education-loan-guide","status":"publish","type":"post","link":"https:\/\/www.extravelmoney.com\/blog\/online-non-collateral-education-loan-guide\/","title":{"rendered":"How to Get an Online Non-Collateral Education Loan"},"content":{"rendered":"\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a4d1dbb10fc0&quot;}\" data-wp-interactive=\"core\/image\" class=\"wp-block-image size-large wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on-async--click=\"actions.showLightbox\" data-wp-on-async--load=\"callbacks.setButtonStyles\" data-wp-on-async-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1-1024x576.jpg\" alt=\"Blog cover image with the title 'No Property for Security? You Can Still Get an Education Loan'.\" class=\"wp-image-8689\" style=\"box-shadow:var(--wp--preset--shadow--natural)\" srcset=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1-1024x576.jpg 1024w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1-300x169.jpg 300w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1-768x432.jpg 768w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1-1536x864.jpg 1536w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1.jpg 1643w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge image: Blog cover image with the title &#039;No Property for Security? You Can Still Get an Education Loan&#039;.\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on-async--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Planning to study abroad but don\u2019t have assets to pledge? A non-collateral education loan can help you finance your overseas education without security. Here\u2019s everything you need to know before applying.&nbsp;<\/p>\n\n\n\n<p><strong>Also Read: <a href=\"https:\/\/www.extravelmoney.com\/blog\/icici-globetrotter-international-student-insurance-complete-guide\/\" target=\"_blank\" rel=\"noreferrer noopener\">Complete Guide to ICICI Globetrotter Student Insurance<\/a><\/strong><\/p>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What is a Non-Collateral Education Loan<\/h2>\n\n\n\n<p>A non-collateral education loan allows students to borrow without needing to secure the loan with assets. This is beneficial for those wanting to study abroad but lack collateral. Repayment ability is assessed based on the co-applicant&#8217;s financial status, the student&#8217;s academic performance, and the course&#8217;s job prospects.&nbsp;<\/p>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Difference Between Collateral and Non-Collateral Overseas Education Loans<\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Feature<\/strong><\/td><td><strong>Collateral Loan<\/strong><\/td><td><strong>Non-Collateral Loan<\/strong><\/td><\/tr><tr><td>Asset Requirement<\/td><td>Requires assets like property or savings as security<\/td><td>Does not require any security<\/td><\/tr><tr><td>Loan Amount<\/td><td>Usually offers a higher loan amount due to security<\/td><td>Usually offers a lower loan amount due to lack of security<\/td><\/tr><tr><td>Interest Rates<\/td><td>Lower interest due to the lesser risk<\/td><td>Higher interest due to the higher risk<\/td><\/tr><tr><td>Processing<\/td><td>More complex and time-consuming due to property evaluation<\/td><td>Simpler and less time-consuming<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Information Required<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Student (Applicant)<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Full Name<\/li>\n\n\n\n<li>Contact Number<\/li>\n\n\n\n<li>Email Address<\/li>\n\n\n\n<li>Current Location (in India)<\/li>\n\n\n\n<li>Permanent Address (with Own\/Rent)<\/li>\n\n\n\n<li>Current Address (with Own\/Rent)<\/li>\n\n\n\n<li>Country of Study<\/li>\n\n\n\n<li>University\/College Name<\/li>\n\n\n\n<li>Admission Status<\/li>\n\n\n\n<li>Estimated Course Fee (INR)<\/li>\n\n\n\n<li>Required Loan Amount (INR)<\/li>\n<\/ol>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Co-Applicant<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Name<\/li>\n\n\n\n<li>Relationship with the applicant<\/li>\n\n\n\n<li>Email<\/li>\n\n\n\n<li>Mobile Number<\/li>\n\n\n\n<li>Occupation and Approximate Salary or CIBIL Score<\/li>\n<\/ol>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Documents Required<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Student (Applicant)<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>PAN Card<\/li>\n\n\n\n<li>Aadhar Card&nbsp;<\/li>\n\n\n\n<li>Passport<\/li>\n\n\n\n<li>10th &amp; 12th Mark Sheets<\/li>\n\n\n\n<li>Individual Semester Mark Sheets (all semesters)<\/li>\n\n\n\n<li>Degree Certificate<\/li>\n\n\n\n<li>Consolidated Mark Sheet<\/li>\n\n\n\n<li>Entrance Exam Score Sheet<\/li>\n\n\n\n<li>Admission Letter<\/li>\n<\/ol>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Co-Applicant<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>PAN Card<\/li>\n\n\n\n<li>Aadhar Card<\/li>\n\n\n\n<li>Passport (not mandatory)<\/li>\n\n\n\n<li>Photo<\/li>\n\n\n\n<li>Bank Statement (Last 6 months)<\/li>\n\n\n\n<li>Last 2 Years ITR or Last 3 Months Salary Slip<\/li>\n\n\n\n<li>Proof of Own House (Electricity Bill or Latest Property Tax Receipt with Relationship Proof)<\/li>\n\n\n\n<li>Form 16 (Last 2 years) or Business Proof<\/li>\n<\/ol>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Processing Time Taken<\/h2>\n\n\n\n<p>The time taken to process an online education loan for overseas studies mainly depends on various factors such as the type of loan, lender institute, document and profile verification. Unsecured loans typically get sanctioned within 7-10 working days, and secured loans usually take 15-20 working days.<\/p>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How to Get an Online Overseas Education Loan without Collateral<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Fill out the online KYC form with the necessary information about the student and the co-applicant.<br><\/li>\n\n\n\n<li>Submit soft copies of all essential documents of the student and the co-applicant on time.<br><\/li>\n\n\n\n<li>Once the application is submitted, the lender bank or NBFC verifies the student and co-applicant profiles to determine the eligibility, financial position, course prospects and repayment capacity.<br><\/li>\n\n\n\n<li>The applicable loan amount is granted to the student.<\/li>\n<\/ol>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Pro Tips to Keep in Mind while Applying<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Compare various lending institutions based on their interest rate, moratorium and repayment period, loan amount, loan tenure, processing fee, sanction time and abroad money transfer services before you apply.<\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>STEM courses have a high chance of loan sanction compared to other courses, as they offer better-paying job abroad.<\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>The political stability and the university ranking are considered by lender institutions.<\/li>\n<\/ol>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>&nbsp;The co-applicant\u2019s income and financial status are the key factors, and therefore, they must maintain a high CIBIL score.<br><\/li>\n\n\n\n<li>The academic performance of the student is evaluated to determine their future ability to complete the course and repay the loan.<\/li>\n<\/ol>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Best Way to Get an Online Overseas Education Loan without Collateral<\/h2>\n\n\n\n<p>Having spent a decade in the field of overseas education remittances, we have noticed that many banks take advantage of students and their parents when it comes to loans. Common complaints from students included complicated documentation, time-consuming processing, high interest rates, restrictions on overseas money transfers, and exorbitant exchange rates.<\/p>\n\n\n\n<p>This observation led to the creation of ExTravelMoney education Loans, which is dedicated to helping students achieve their dreams of studying abroad through a simple, online loan processing system.<\/p>\n\n\n\n<p>ExTravelMoney education loans stand out from the rest due to several reasons:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Compare different banks and NBFCs to give you the best loan provider available within your financial and course prospects<\/li>\n\n\n\n<li>Interest rates from 10.5% per year<\/li>\n\n\n\n<li>Loan tenures up to 10-15 years<\/li>\n\n\n\n<li>Unsecured loan for up to Rs 1.25 crore<\/li>\n\n\n\n<li>Simple online processing with minimal documentation&nbsp;<\/li>\n\n\n\n<li>Flexible repayment structure with a repayment moratorium option<\/li>\n\n\n\n<li>Obtain collateral-secured and non-collateral loans<\/li>\n<\/ol>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Non-collateral education loans offer a convenient way to finance international education without risking family assets. Find tailored education loan solutions at ExTravelMoney along with complete financial support for studying abroad, including secure <a href=\"https:\/\/www.extravelmoney.com\/university-fee-payment\/\" target=\"_blank\" rel=\"noreferrer noopener\">university fee transfers<\/a>, <a href=\"https:\/\/www.icicilombard.com\/travel-insurance\/student-travel-insurance\/?utm_source=ExtravelMoney&amp;utm_medium=Student_blog&amp;utm_campaign=Student_travel_Insurance\" target=\"_blank\" rel=\"noreferrer noopener\">travel insurance<\/a>, and <a href=\"https:\/\/www.extravelmoney.com\/foreign-exchange\/\" target=\"_blank\" rel=\"noreferrer noopener\">foreign currency<\/a> purchases, all at unbeatable exchange rates.<\/p>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.extravelmoney.com\/educational-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">Apply for Education Loan Now<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Also Read: <a href=\"https:\/\/www.extravelmoney.com\/blog\/send-money-abroad-for-education\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to Send Money Abroad for Your Child\u2019s Education<\/a><\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Planning to study abroad but don\u2019t have assets to pledge? A non-collateral education loan can help you finance your overseas education without security. Here\u2019s everything [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":8689,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":""},"categories":[34],"tags":[742,39,1049,1050,61],"class_list":["post-8687","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-study-abroad","tag-education-loan","tag-indian-students","tag-non-collateral-education-loan","tag-online-education-loan","tag-study-abroad"],"jetpack_featured_media_url":"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1.jpg","uagb_featured_image_src":{"full":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1.jpg",1643,924,false],"thumbnail":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1-150x150.jpg",150,150,true],"medium":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1-300x169.jpg",300,169,true],"medium_large":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1-768x432.jpg",768,432,true],"large":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1-1024x576.jpg",1024,576,true],"1536x1536":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1-1536x864.jpg",1536,864,true],"2048x2048":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/05\/edu-loan-cover-image-1.jpg",1643,924,false]},"uagb_author_info":{"display_name":"Ann Mariya Job","author_link":"https:\/\/www.extravelmoney.com\/blog\/author\/ann-mariya\/"},"uagb_comment_info":11,"uagb_excerpt":"Planning to study abroad but don\u2019t have assets to pledge? A non-collateral education loan can help you finance your overseas education without security. Here\u2019s everything [&hellip;]","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p88tmX-2g7","jetpack-related-posts":[{"id":8734,"url":"https:\/\/www.extravelmoney.com\/blog\/self-funding-vs-student-loan\/","url_meta":{"origin":8687,"position":0},"title":"Self-Funding or Student Loan- Which is Best for Abroad Studies","author":"Ann Mariya Job","date":"June 8, 2026","format":false,"excerpt":"When it comes to financing higher education abroad, students often face a common dilemma: self-funding or taking an education loan. This guide compares both options, highlighting their merits, demerits, tax implications, and key factors to help you make an informed decision.\u00a0 Also Read: Complete Guide to ICICI Globetrotter Student Insurance\u2026","rel":"","context":"In &quot;Educational Loan&quot;","block_context":{"text":"Educational Loan","link":"https:\/\/www.extravelmoney.com\/blog\/category\/educational-loan\/"},"img":{"alt_text":"Blog cover image with the title, \"One Decision Can Save You Lakhs!\"","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/06\/self-funding-or-student-loan-blog.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/06\/self-funding-or-student-loan-blog.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/06\/self-funding-or-student-loan-blog.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/06\/self-funding-or-student-loan-blog.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/06\/self-funding-or-student-loan-blog.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/06\/self-funding-or-student-loan-blog.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":5816,"url":"https:\/\/www.extravelmoney.com\/blog\/what-banks-dont-tell-when-taking-overseas-education-loan\/","url_meta":{"origin":8687,"position":1},"title":"What Banks Don&#8217;t Tell You When Taking Overseas Education Loan","author":"Ann Mariya Job","date":"July 2, 2024","format":false,"excerpt":"Since 2016, ExTravelMoney has helped thousands of Indian students transfer money affordably for their overseas education. However, we've encountered many cases where we couldn't assist students with their international remittances, especially those with education loans. This was because banks often misled them into believing they must transfer loan amounts exclusively\u2026","rel":"","context":"In &quot;Study Abroad&quot;","block_context":{"text":"Study Abroad","link":"https:\/\/www.extravelmoney.com\/blog\/category\/study-abroad\/"},"img":{"alt_text":"A person holding a pen and document with another person seated opposite with folded-hands, accompanied by the text 'Student Loan and Forex: Ways Banks Loot Indian Overseas Students.","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/07\/Processing-fees-and-high-exchange-rates.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/07\/Processing-fees-and-high-exchange-rates.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/07\/Processing-fees-and-high-exchange-rates.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/07\/Processing-fees-and-high-exchange-rates.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":8758,"url":"https:\/\/www.extravelmoney.com\/blog\/how-to-get-scholarship-to-study-abroad\/","url_meta":{"origin":8687,"position":2},"title":"How to Get a Scholarship to Study Abroad for Indian Students","author":"Ann Mariya Job","date":"June 30, 2026","format":false,"excerpt":"The rising cost of overseas education has made scholarships more important than ever. However, securing a scholarship requires careful planning, preparation, and timely applications. This guide will walk you through the opportunities, requirements, and practical steps to get started.\u00a0 Also Read: How to Send Money Abroad for Your Child\u2019s Education\u2026","rel":"","context":"In &quot;Study Abroad&quot;","block_context":{"text":"Study Abroad","link":"https:\/\/www.extravelmoney.com\/blog\/category\/study-abroad\/"},"img":{"alt_text":"Blog cover image with the headline, \"How to Win Scholarships for Studying Abroad.\"","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/06\/scholarships-blog-cover-image.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/06\/scholarships-blog-cover-image.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/06\/scholarships-blog-cover-image.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/06\/scholarships-blog-cover-image.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/06\/scholarships-blog-cover-image.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/06\/scholarships-blog-cover-image.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":846,"url":"https:\/\/www.extravelmoney.com\/blog\/how-to-pay-us-university-fee-from-india\/","url_meta":{"origin":8687,"position":3},"title":"All You Need To Know About  Paying US University Fee From India","author":"Subhash Sivamani","date":"October 28, 2016","format":false,"excerpt":"Image Source : inshorts.com Did you know? It\u2019s expected that more than 2+ lakh students would be going to study abroad from India to USA this academic year!\u00a0 Higher education in a US university has become synonymous with sophistication & success and everyone knows about the many study abroad benefits.\u2026","rel":"","context":"In &quot;Study Abroad&quot;","block_context":{"text":"Study Abroad","link":"https:\/\/www.extravelmoney.com\/blog\/category\/study-abroad\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2016\/10\/a98394b5-e49e-43eb-9db4-3ce73709e145-1-1473575378541-basic.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2016\/10\/a98394b5-e49e-43eb-9db4-3ce73709e145-1-1473575378541-basic.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2016\/10\/a98394b5-e49e-43eb-9db4-3ce73709e145-1-1473575378541-basic.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2016\/10\/a98394b5-e49e-43eb-9db4-3ce73709e145-1-1473575378541-basic.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":8278,"url":"https:\/\/www.extravelmoney.com\/blog\/new-tcs-proposals-budget-2026\/","url_meta":{"origin":8687,"position":4},"title":"New TCS Proposals on International Money Transfer in Budget 2026","author":"Ann Mariya Job","date":"February 4, 2026","format":false,"excerpt":"The Union Budget 2026 has proposed significant reforms in the Tax Collected at Source (TCS) regulations. The new TCS rules are yet to be approved and implemented, starting April 1, 2026. However, if brought into effect, the new TCS in budget 2026 will significantly reduce the burden on taxpayers and\u2026","rel":"","context":"In &quot;International Money Transfer&quot;","block_context":{"text":"International Money Transfer","link":"https:\/\/www.extravelmoney.com\/blog\/category\/international-money-transfer\/"},"img":{"alt_text":"Blog cover image with the background image of budget presentation in the parliament and the title 'Budget 2026 Updates: TCS Rate 2%'.","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/02\/budget-2026-TCS-proposals.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/02\/budget-2026-TCS-proposals.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/02\/budget-2026-TCS-proposals.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/02\/budget-2026-TCS-proposals.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/02\/budget-2026-TCS-proposals.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2026\/02\/budget-2026-TCS-proposals.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":7510,"url":"https:\/\/www.extravelmoney.com\/blog\/new-tcs-proposals-on-international-money-transfer-in-budget-2025\/","url_meta":{"origin":8687,"position":5},"title":"New TCS Proposals on International Money Transfer in Budget 2025","author":"Ann Mariya Job","date":"February 3, 2025","format":false,"excerpt":"Latest Update: New TCS Proposals on International Money Transfer in Budget 2026 The Union Budget 2025 has proposed significant reforms in the Tax Collected at Source (TCS) regulations. The new TCS rules shall be in effect starting 1 April 2025. These tax proposals aim to reduce the financial burden on\u2026","rel":"","context":"In &quot;International Money Transfer&quot;","block_context":{"text":"International Money Transfer","link":"https:\/\/www.extravelmoney.com\/blog\/category\/international-money-transfer\/"},"img":{"alt_text":"A digital graphic with bold blue text stating \"NEW TCS PROPOSALS IN BUDGET 2025.\" Below, a gold banner with white text reads, \"happy news for students and travellers!\" The illustration includes a student holding a suitcase, a red balloon labeled \"TAX\" being cut by a hand with scissors, stacks of money, a graduation cap, and an airplane, symbolizing reduced tax burdens on foreign remittances for education and travel.","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/02\/New-TCS-Proposals-Cover-Image.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/02\/New-TCS-Proposals-Cover-Image.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/02\/New-TCS-Proposals-Cover-Image.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/02\/New-TCS-Proposals-Cover-Image.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/02\/New-TCS-Proposals-Cover-Image.png?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/02\/New-TCS-Proposals-Cover-Image.png?resize=1400%2C800&ssl=1 4x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/posts\/8687","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=8687"}],"version-history":[{"count":0,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/posts\/8687\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/media\/8689"}],"wp:attachment":[{"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=8687"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=8687"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=8687"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}