{"id":8023,"date":"2025-06-27T16:30:21","date_gmt":"2025-06-27T16:30:21","guid":{"rendered":"https:\/\/www.extravelmoney.com\/blog\/?p=8023"},"modified":"2025-06-27T16:30:23","modified_gmt":"2025-06-27T16:30:23","slug":"icici-globetrotter-international-student-insurance-complete-guide","status":"publish","type":"post","link":"https:\/\/www.extravelmoney.com\/blog\/icici-globetrotter-international-student-insurance-complete-guide\/","title":{"rendered":"Complete Guide to ICICI Globetrotter Student Insurance"},"content":{"rendered":"\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69fa1d9cc70c0&quot;}\" data-wp-interactive=\"core\/image\" class=\"wp-block-image size-large wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on-async--click=\"actions.showLightbox\" data-wp-on-async--load=\"callbacks.setButtonStyles\" data-wp-on-async-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/06\/ICICI-International-Students-Insurance-1024x576.png\" alt=\"image of an Indian graduate with the title &quot;How to shield your abroad studies with ICICI Overseas Student Insurance&quot;.\" class=\"wp-image-8025\" style=\"box-shadow:var(--wp--preset--shadow--natural)\" srcset=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/06\/ICICI-International-Students-Insurance-1024x576.png 1024w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/06\/ICICI-International-Students-Insurance-300x169.png 300w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/06\/ICICI-International-Students-Insurance-768x432.png 768w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/06\/ICICI-International-Students-Insurance-1536x864.png 1536w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/06\/ICICI-International-Students-Insurance.png 1643w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge image: image of an Indian graduate with the title &quot;How to shield your abroad studies with ICICI Overseas Student Insurance&quot;.\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on-async--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>It is fair to agree that studying abroad is pretty expensive. And what if emergencies arise that leave a hole in your pocket? That is why ICICI\u2019s Globetrotter Overseas Insurance is your best insurance partner.&nbsp;<\/p>\n\n\n\n<p>Let\u2019s see how ICICI ticks all the boxes &#8211; medical, travel, and even stay-related issues, all wrapped up in a single affordable plan.<\/p>\n\n\n\n<p><strong>Also Read: <a href=\"https:\/\/www.extravelmoney.com\/blog\/11-forex-cards-for-students-travelling-abroad-benefits-features\/\" target=\"_blank\" rel=\"noreferrer noopener\">11 Best Forex Cards for Students Travelling Abroad: Benefits &amp; Features<\/a><\/strong><\/p>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Unique Features of ICICI International Student Insurance<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Pay Premium in INR<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Yes, you heard it right. You can buy the policy in India and pay the premium in Indian Rupees. This way, it becomes way cheaper than purchasing a health insurance subscription abroad.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Sticks to the Admission Criteria<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Most overseas<strong> <\/strong>universities mandate their students to subscribe to a travel insurance plan. Since ICICI Globetrotter \u2013 Overseas Individual Student Travel Insurance includes a travel insurance, this admission criterion is met efficiently.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>A Complete Insurance Package<\/strong><\/li>\n<\/ol>\n\n\n\n<p>CICI Globetrotter \u2013 Overseas Individual Student Travel Insurance covers all areas of an international student\u2019s life with its medical, travel, and stay-related coverages.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.extravelmoney.com\/university-fee-payment\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pay Your University Fee at the Best Exchange Rate!<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>ICICI International Student Insurance Coverage<\/strong> <strong>and Sum Insured<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Medical Coverage<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes tableScroll\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Coverages<\/strong><\/td><td><strong>Inclusions<\/strong><\/td><td><strong>Coverage Amount<\/strong><\/td><\/tr><tr><td>Health cover<\/td><td>Inpatient and outpatient treatment, X-rays and other diagnostic tests for illness and accidents. Also includes repartriation of remains. (USD 100 deducted)<\/td><td>USD 50,000 to USD 500,000<\/td><\/tr><tr><td>Dental treatment<\/td><td>Treatment of your natural tooth or teeth (USD 50 deducted)<\/td><td>USD 250<\/td><\/tr><tr><td>2-Way Compassionate Visit<\/td><td>If hospitalised for over 7 days, being unable to return to your home country and no adult family member to accompany you abroad, ICICI will cover a round-trip economy class flight or first class railway ticket for an immediate family member to be with you in the hospital.\u00a0<\/td><td>USD 7,500<\/td><\/tr><tr><td>Mental and Nervous Disorders Treatment<\/td><td>Treatment for mental health issues like alcoholism and drug dependency for inpatient care (24+ hours) at a hospital or nursing home.<\/td><td>USD 1,000<\/td><\/tr><tr><td>Pregnancy-Related Hospitalisation<\/td><td>Inpatient medical expenses related to pregnancy after a waiting period of 10 months.<\/td><td>USD 500<\/td><\/tr><tr><td>Sports Injuries<\/td><td>Medical expenses for inter-collegiate sports injuries<\/td><td>Within health cover<\/td><\/tr><tr><td>Cancer Screening<\/td><td>If recommended by a physician, cancer screenings and mammograms are covered, excluding preventive health check-ups.<\/td><td>USD 2,000<\/td><\/tr><tr><td>Childcare Benefits<\/td><td>If your child (over 90 days old) is hospitalised for more than 2 days, a hospital cash benefit is offered for up to 7 days.<\/td><td>USD 100<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Stay Coverage<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes tableScroll\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Coverage<\/strong><\/td><td><strong>Inclusions<\/strong><\/td><td><strong>Claim Amount<\/strong><\/td><\/tr><tr><td>Personal Liability<\/td><td>Covers compensation for liability expenses if legally liable for causing death, injury, or damage to someone&#8217;s health or property.<\/td><td>USD 100,000<\/td><\/tr><tr><td>Personal Accident<\/td><td>Suppose your studies are interrupted due to your hospitalisation or the death of a sponsor or immediate family member. In that case, the remaining tuition fees (not refunded by the institution) are reimbursed up to the policy sum insured.<\/td><td>USD 25,000<\/td><\/tr><tr><td>Bail Bond<\/td><td>In case of arrest or detention abroad for a bailable offence.<\/td><td>USD 5,000<\/td><\/tr><tr><td>Study Interruption<\/td><td>Suppose your studies are interrupted due to your hospitalisation or the death of a sponsor or immediate family member. In that case, the remaining tuition fees (not refunded by the institution) are reimbursed.<\/td><td>USD 7,500<\/td><\/tr><tr><td>Sponsor Protection<\/td><td>On the injury or death of the sponsor, your tuition fees for the remaining study period are reimbursed.<\/td><td>USD 10,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Travel Coverage<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes tableScroll\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Coverage<\/strong><\/td><td><strong>Inclusions<\/strong><\/td><td><strong>Claim Amount<\/strong><\/td><\/tr><tr><td>Total Loss of Checked-in Baggage<\/td><td>If the airline loses checked-in baggage, compensation is provided based on its market value. Full sum insured for one bag and 50% for multiple bags.<\/td><td>USD 1,000<\/td><\/tr><tr><td>Loss of Passport<\/td><td>Reimbursement for expenses incurred to obtain a duplicate or new passport if lost during the trip abroad. (USD 50 deducted)<\/td><td>USD 200<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">ICICI International Student Insurance Exclusions<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Trips with the exclusive purpose of attaining medical treatment abroad<\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>Pre-existing medical conditions, including orthopaedic, degenerative or oncological diseases, cancer, mental or psychiatric disorders.<\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>Cosmetic or plastic surgeries, except those resulting from an accident.<\/li>\n<\/ol>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>Loss of passport due to delay, confiscation, or detention by customs, police, or public authorities.<\/li>\n<\/ol>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>Loss of valuables or money in checked-in baggage.<\/li>\n<\/ol>\n\n\n\n<ol start=\"6\" class=\"wp-block-list\">\n<li>Complete or partial damage to checked-in baggage.<\/li>\n<\/ol>\n\n\n\n<ol start=\"7\" class=\"wp-block-list\">\n<li>Loss of specific items within checked-in baggage.<\/li>\n<\/ol>\n\n\n\n<ol start=\"8\" class=\"wp-block-list\">\n<li>Liability claims due to your contractual obligations, professional activities, usage of firearms, unlawful acts, or use of alcohol\/ drugs.<\/li>\n<\/ol>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Pricing for ICICI Globetrotter \u2013 Overseas Individual Student Travel Insurance<\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Medical Coverage Amount<\/strong><\/td><td><strong>For the USA and Canada<\/strong><\/td><td><strong>Rest of the Countries<\/strong><\/td><\/tr><tr><td>USD 500,000<\/td><td>INR 68,884<\/td><td>INR 37,774<\/td><\/tr><tr><td>USD 250,000<\/td><td>INR 45,345<\/td><td>INR 25,307<\/td><\/tr><tr><td>USD 100,000<\/td><td>INR 29064<\/td><td>INR 15,219<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Steps for Cashless Claim<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Immediately contact ICICI Lombard via phone or email to report the incident with your policy number. The toll-free number for students in the USA &amp; Canada is +18448711200 and for students from the rest of the world is + 91 124 4498778.<\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>The ICICI support team shall evaluate your claim and sanction authorisation.<\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>Once the evaluation is complete, the ICICI team shall directly settle the bills at the hospital or provide cash assistance.<\/li>\n<\/ol>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Steps for Reimbursement of Claim Amount<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Immediately contact ICICI Lombard via phone or email to report the incident with your policy number. The toll-free number for students in the USA &amp; Canada is +18448711200 and for students from the rest of the world is + 91 124 4498778.<br><\/li>\n\n\n\n<li>Send the required documents to the ICICI Claims Department email ID, which is <a href=\"mailto:icicilombard@falck.com\" target=\"_blank\" rel=\"noreferrer noopener\">icicilombard@falck.com<\/a>.<br><\/li>\n\n\n\n<li>The authorities shall verify your documents and sanction the claim amount within 15 days.<\/li>\n<\/ol>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Non-Applicable Countries<\/h2>\n\n\n\n<p>\u00a0ICICI Globetrotter \u2013 Overseas Individual Student Travel Insurance shall not accept applications from students planning to pursue their education in countries such as China, Antarctica, Belarus, Cuba, Democratic Republic of the Congo, Iran, Iraq, Ivory Coast, Liberia, Myanmar, North Korea, Sudan, Syria and Zimbabwe.<\/p>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>So don&#8217;t let emergencies be a roadblock to your studies. Book ICICI Globetrotter Overseas Individual Student Travel Insurance today to experience complete coverage of your study period with affordable pricing and super-easy claim processing. Get your policy now and focus on what matters most!<br><\/p>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Also Read: <a href=\"https:\/\/www.extravelmoney.com\/blog\/what-banks-dont-tell-when-taking-overseas-education-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">What Banks Don\u2019t Tell You When Taking an Overseas Education Loan<\/a><\/strong><\/p>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.icicilombard.com\/travel-insurance\/student-travel-insurance\/?utm_source=ExtravelMoney&amp;utm_medium=Student_blog&amp;utm_campaign=Student_travel_Insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Book ICICI Student Insurance Now<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:4px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>It is fair to agree that studying abroad is pretty expensive. And what if emergencies arise that leave a hole in your pocket? That is [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":8025,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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