{"id":7973,"date":"2025-06-07T09:19:52","date_gmt":"2025-06-07T09:19:52","guid":{"rendered":"https:\/\/www.extravelmoney.com\/blog\/?p=7973"},"modified":"2025-06-07T09:19:54","modified_gmt":"2025-06-07T09:19:54","slug":"icici-international-travel-insurance-explained","status":"publish","type":"post","link":"https:\/\/www.extravelmoney.com\/blog\/icici-international-travel-insurance-explained\/","title":{"rendered":"ICICI International Travel Insurance – Coverage, Pricing & Benefits Explained"},"content":{"rendered":"\n
\"graphic\n\t\t\t\n\t\t\t\t\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n
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Travelling is all about new experiences, but what happens when things go wrong? ICICI Lombard’s International Travel Insurance is your safety net, ensuring you’re covered for the unexpected, no matter where you go. From emergency medical support to baggage protection, ICICI Lombard’s international travel insurance offers unbeatable coverage at unbeatable prices. Read on to know how this policy can be your ultimate travel companion.<\/p>\n\n\n\n

Also Read: Buying Travel Insurance? Know the Cover, Things to Consider & How to Claim<\/a><\/strong><\/p>\n\n\n\n

<\/div>\n\n\n\n

Unique Features of ICICI Travel Insurance<\/h2>\n\n\n\n
    \n
  1. IL Take Care App<\/strong><\/li>\n<\/ol>\n\n\n\n

    ICICI Lombard\u2019s IL Take Care app helps users manage their insurance policies online and access healthcare assistance. In addition to services for insurance claims and policy renewals, the app features health vitals check-up via face scan, calorie scanner, round-the-clock doctor and ambulance services, network hospital locator, and more.<\/p>\n\n\n\n

      \n
    1. Zero Medical Check-up Required<\/strong><\/li>\n<\/ol>\n\n\n\n

      Get insured instantly without the hassle and delay of tests or doctor visits. Just choose your insurance plan, pay, and you\u2019re good to go!<\/p>\n\n\n\n

        \n
      1. Affordable Travel Insurance Plans<\/strong><\/li>\n<\/ol>\n\n\n\n

        With prices starting at just \u20b922 to \u20b92,400 per day, ICICI Lombard proves that you don\u2019t need to spend big to travel smart. Customise your travel insurance based on your travel destination, travel duration, age and other requirements and avail coverage on health, luggage, trip delays, and more.<\/p>\n\n\n\n

          \n
        1. Round-the-Clock Customer Support<\/strong><\/li>\n<\/ol>\n\n\n\n

          Travel with peace of mind knowing ICICI Lombard’s support is available 24×7 via call, chat, mail, and even by visiting 320+ branches abroad.<\/p>\n\n\n\n

          <\/div>\n\n\n\n

          ICICI Lombard Travel Insurance Coverage<\/h2>\n\n\n\n

          1. Medical Benefits & Emergency Support<\/strong><\/p>\n\n\n\n

          Covers sudden illness, accidents, emergency medical evacuation, emergency dental treatment, and COVID-19 hospitalisation (including in-patient, out-patient, and daily hospital cash abroad). Also includes hospital daily cash allowance and transportation of remains in case of death.<\/p>\n\n\n\n

          2. Pre-Existing Disease Coverage<\/strong><\/p>\n\n\n\n

          Stay protected even with pre-existing conditions. This optional cover ensures you\u2019re not caught off guard by life-threatening health events while abroad.<\/p>\n\n\n\n

          3. Trip Cancellation & Interruption<\/strong><\/p>\n\n\n\n

          Reimburses you for trip cancellations, interruptions, and missed connections due to medical or other emergencies. Also covers hotel extensions due to unforeseen contingencies.<\/p>\n\n\n\n

          4. Adventure & Cruise Coverage<\/strong><\/p>\n\n\n\n

          Enjoy thrill-seeking activities or cruise vacations with special covers for medical emergencies, cruise interruptions, missed shore excursions, and more.<\/p>\n\n\n\n

          5. Luggage & Document Protection<\/strong><\/p>\n\n\n\n

          Covers loss, damage, or delay (6+ hours) of checked-in luggage. Also reimburses losses for passports, electronics, and international driving permits.<\/p>\n\n\n\n

          6. Personal Liability Cover<\/strong><\/p>\n\n\n\n

          Provides coverage for legal expenses if you cause bodily injury or property damage to a third party while abroad.<\/p>\n\n\n\n

          7.<\/strong> COVID-19 Coverage<\/strong><\/p>\n\n\n\n

          ICICI Lombard covers in-patient and out-patient COVID-19 hospitalisation, trip cancellations due to a family member\u2019s COVID-related hospitalisation, and provides a daily hospital cash allowance during overseas COVID treatment. <\/p>\n\n\n\n

          8. Emergency Cash Assistance<\/strong><\/p>\n\n\n\n

          Lost your wallet? The policy helps arrange emergency funds so you\u2019re not stranded without cash during your trip.<\/p>\n\n\n\n

          \n
          Buy Foreign Currency with ExTravelMoney<\/a><\/div>\n<\/div>\n\n\n\n
          <\/div>\n\n\n\n

          ICICI Lombard Travel Insurance General Exclusions<\/h2>\n\n\n\n
            \n
          1. Pre-trip or post-trip events<\/strong><\/li>\n<\/ol>\n\n\n\n

            Events occurring before the trip starts or after it ends are not covered.<\/p>\n\n\n\n

              \n
            1. Fraudulent or false claims<\/strong><\/li>\n<\/ol>\n\n\n\n

              Claims arising from fraudulent actions, false statements, or intentional damage caused by the insured are excluded.<\/p>\n\n\n\n

                \n
              1. Travel against medical advice<\/strong><\/li>\n<\/ol>\n\n\n\n

                Coverage will not apply if the insured travels against medical recommendations, is awaiting specific treatments, has a terminal illness prognosis, is seeking treatment, or is involved in military or naval activities.<\/p>\n\n\n\n

                  \n
                1. Hazardous\/adventure activities<\/strong><\/li>\n<\/ol>\n\n\n\n

                  Participation in dangerous or adventure sports is excluded unless an additional premium is paid for coverage.<\/p>\n\n\n\n

                    \n
                  1. Self-inflicted harm<\/strong><\/li>\n<\/ol>\n\n\n\n

                    Claims arising from intentional self-injury, suicide, or intoxication are not covered.<\/p>\n\n\n\n

                      \n
                    1. Criminal involvement<\/strong><\/li>\n<\/ol>\n\n\n\n

                      If the insured is involved in criminal activities such as murder, assault, or any unlawful acts, claims will not be honoured.\u00a0<\/p>\n\n\n\n

                        \n
                      1. Professional sports<\/strong><\/li>\n<\/ol>\n\n\n\n

                        Coverage does not apply to professional or semi-professional sports unless disclosed in advance.<\/p>\n\n\n\n

                          \n
                        1. Immigrant visa holders<\/strong><\/li>\n<\/ol>\n\n\n\n

                          Travel exceeding 90 days on an immigrant visa is excluded from the policy.<\/p>\n\n\n\n

                            \n
                          1. Deductible and time excess<\/strong><\/li>\n<\/ol>\n\n\n\n

                            Claims below the deductible or those that fall under the time excess outlined in the policy are not eligible for reimbursement.<\/p>\n\n\n\n

                            <\/div>\n\n\n\n

                            ICICI Travel Insurance Package Types<\/h2>\n\n\n\n

                            The price and coverage amount for your travel insurance depend on the following factors:<\/p>\n\n\n\n

                              \n
                            1. Trip Type:<\/strong> Single-trip or Multi-trip<\/li>\n<\/ol>\n\n\n\n
                                \n
                              1. Destination:<\/strong> USA or Canada, Asia, Schengen area, or any other countries<\/li>\n<\/ol>\n\n\n\n
                                  \n
                                1. Duration:<\/strong> Short-term or Long-term<\/li>\n<\/ol>\n\n\n\n
                                    \n
                                  1. Age:<\/strong> Coverage may vary by age group<\/li>\n<\/ol>\n\n\n\n
                                      \n
                                    1. Pre-existing Medical Conditions:<\/strong> May require additional coverage<\/li>\n<\/ol>\n\n\n\n
                                      <\/div>\n\n\n\n

                                      Based on these factors, ICICI Lombard offers three tailored policy packages which are: <\/p>\n\n\n\n

                                        \n
                                      1. Essential Package
                                        <\/strong>Basic coverage at affordable rates, including medical and trip cancellation.<\/li>\n\n\n\n
                                      2. Optimum Package
                                        <\/strong>Offers higher coverage limits for medical expenses, baggage loss, and trip contingencies.<\/li>\n\n\n\n
                                      3. Adventure Package<\/strong>
                                        <\/strong>Ideal for thrill-seekers, offering coverage for adventure sports and cruises.<\/li>\n<\/ol>\n\n\n\n
                                        <\/div>\n\n\n\n

                                        ICICI Travel Insurance Coverage Amount and Pricing<\/h2>\n\n\n\n
                                        Essential Package <\/strong><\/td>Optimum Package <\/strong><\/td>Adventure Package <\/strong><\/td><\/tr>
                                        Medical Expenses upto $50,000<\/td>Medical Expenses upto $500,000<\/td>Medical Expenses (including Adventure Sports) upto $500,000<\/td><\/tr>
                                        Baggage Loss upto $500<\/td>Baggage Loss upto $1000<\/td>Baggage Loss upto $1000<\/td><\/tr>
                                        Trip Contingency upto $5000<\/td>Trip Contingency upto $7500<\/td>Trip Contingency upto $7500<\/td><\/tr>
                                        Accidental Loss upto $100,000<\/td>Accidental Loss upto $100,000<\/td>Accidental Loss\u00a0 (including Adventure Sports) upto $100,000<\/td><\/tr>
                                        Card and Expense Protection upto $1000<\/td>Card and Expense Protection upto $2000<\/td>Card and Expense Protection upto $2000<\/td><\/tr>
                                        <\/td>Domestic Loss upto \u20b910,00,000<\/td>Domestic Loss upto \u20b910,00,000<\/td><\/tr>
                                        <\/td>Flight Assistance upto $500<\/td>Flight Assistance upto $1000<\/td><\/tr>
                                        <\/td><\/td>Car Rental upto $500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

                                        For instance, an ICICI Travel Insurance package for an international trip can cost you around \u20b9300 – \u20b9690 for the Essential Package, \u20b9681 – \u20b91,145 for the Optimum Package, and \u20b91,002 – \u20b92,431.<\/p>\n\n\n\n

                                        Moreover, you can also contact ICICI officials and customise your insurance package at cheaper rates starting from \u20b922 per day.<\/p>\n\n\n\n

                                        <\/div>\n\n\n\n

                                        Claim Procedure for ICICI Travel Insurance<\/h2>\n\n\n\n
                                          \n
                                        1. Immediately contact ICICI Lombard via phone or email to report the incident with your policy number.<\/li>\n<\/ol>\n\n\n\n
                                            \n
                                          1. Provide the necessary supporting documents related to the claim, such as medical reports, receipts or trip details.<\/li>\n<\/ol>\n\n\n\n
                                              \n
                                            1. ICICI Lombard will review the submitted documents and evaluate the claim.<\/li>\n<\/ol>\n\n\n\n
                                                \n
                                              1. Once the evaluation is complete, ICICI Lombard will inform you of the claim status and the next steps.<\/li>\n<\/ol>\n\n\n\n
                                                <\/div>\n\n\n\n

                                                ICICI Travel Insurance Eligibility Criteria<\/h2>\n\n\n\n

                                                ICICI Lombard Travel Insurance covers travellers of all ages, medical history, and travel plans. The insurance package can be purchased individually or as a family plan. Customise your coverage with our flexible options, available for individuals aged 0 to 80+, with pricing based on age groups.<\/p>\n\n\n\n

                                                <\/div>\n\n\n\n

                                                How to Book ICICI Travel Insurance<\/h2>\n\n\n\n

                                                Before your travel, visit the ICICI Travel Insurance website and follow the steps.<\/p>\n\n\n\n

                                                  \n
                                                1. Choose your trip type and destination, and enter your travel and return dates.<\/li>\n<\/ol>\n\n\n\n
                                                  \"ICICI\n\t\t\t\n\t\t\t\t\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n
                                                  <\/div>\n\n\n\n

                                                  2. Provide your contact details and specify the number of travellers.\u00a0<\/p>\n\n\n\n

                                                  \"ICICI\n\t\t\t\n\t\t\t\t\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n
                                                  <\/div>\n\n\n\n

                                                  3. View and compare the wide variety of travel insurance plans and select the best option for you.<\/p>\n\n\n\n

                                                  \"ICICI\n\t\t\t\n\t\t\t\t\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n
                                                  <\/div>\n\n\n\n

                                                  4. Upload the KYC documents and fill in the insured and nominee details.<\/p>\n\n\n\n

                                                  \"ICICI\n\t\t\t\n\t\t\t\t\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n
                                                  <\/div>\n\n\n\n

                                                  5. Complete the payment online to book your package and your policy details will be shared with you shortly.\u00a0<\/p>\n\n\n\n

                                                  \"ICICI\n\t\t\t\n\t\t\t\t\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n
                                                  <\/div>\n\n\n\n

                                                  With ICICI Lombard Travel Insurance\u2019s flexible coverage options and top-tier support, your travels are in good hands. With 24\/7 support, extensive coverage, and customisable packages, you can focus on enjoying your vacation with ICICI protection. Ready to travel without worries?<\/p>\n\n\n\n

                                                  <\/div>\n\n\n\n

                                                  Also Read: TCS & GST for Foreign Travel Remittances from India Explained<\/a><\/strong><\/p>\n\n\n\n

                                                  <\/div>\n\n\n\n
                                                  \n
                                                  Book ICICI Travel Insurance Now<\/a><\/div>\n<\/div>\n\n\n\n
                                                  <\/div>\n\n\n\n

                                                  <\/p>\n","protected":false},"excerpt":{"rendered":"

                                                  Travelling is all about new experiences, but what happens when things go wrong? ICICI Lombard’s International Travel Insurance is your safety net, ensuring you’re covered […]<\/p>\n","protected":false},"author":18,"featured_media":7974,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":""},"categories":[265],"tags":[975,229],"class_list":["post-7973","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel-tips-2","tag-icici-lombard-international-travel-insuance","tag-travel-insurance"],"yoast_head":"\nICICI International Travel Insurance - Coverage, Pricing & Benefits Explained<\/title>\n<meta name=\"description\" content=\"Ensure your overseas trip is stress-free with ICICI Lombard travel insurance. Learn about its benefits, pricing, and claim process in our detailed guide.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.extravelmoney.com\/blog\/icici-international-travel-insurance-explained\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ICICI International Travel Insurance - Coverage, Pricing & Benefits Explained\" \/>\n<meta property=\"og:description\" content=\"Ensure your overseas trip is stress-free with ICICI Lombard travel insurance. 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