{"id":7445,"date":"2025-01-27T12:48:41","date_gmt":"2025-01-27T12:48:41","guid":{"rendered":"https:\/\/www.extravelmoney.com\/blog\/?p=7445"},"modified":"2025-06-10T12:04:00","modified_gmt":"2025-06-10T12:04:00","slug":"5-best-apps-to-send-money-from-usa-to-india-features-fees-speed-more","status":"publish","type":"post","link":"https:\/\/www.extravelmoney.com\/blog\/5-best-apps-to-send-money-from-usa-to-india-features-fees-speed-more\/","title":{"rendered":"5 Best Apps to Send Money from USA to India – Features, Fees, Speed & More"},"content":{"rendered":"\n
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Money transfers are all about speed, reliability, and low costs. But not all apps are apt for your needs. Therefore, a thorough study is needed to choose the best app to send money from the USA to India. Realising that this can be a time-consuming process, we have done the research for you.<\/p>\n\n\n\n

This blog breaks down the top money transfer platforms, highlighting key details like fees, exchange rates, transfer limits, and delivery times, so you can pick the best option for transferring money from the USA to India.<\/p>\n\n\n\n

Also Read: What Is The Tax On NRI Repatriation From India?<\/a><\/a><\/strong><\/p>\n\n\n\n

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Money Transfer Apps Comparison Table<\/h2>\n\n\n\n
App Name<\/strong><\/td>Ratings<\/strong><\/td>Markup<\/strong><\/td>Fees<\/strong><\/td>Time Taken<\/strong><\/td>Best For<\/strong><\/td><\/tr>
Ria<\/td>4.7 (119K+ reviews)<\/td>0.30%<\/td>Varies by amount and method, e.g., $0.99 for bank transfers (USD 100)<\/td>Minutes to 5 working days<\/td>Tracking transfers<\/td><\/tr>
Xe<\/td>4.7 (278K+ reviews)<\/td>0.58%<\/td>$3 for transfers <$500, free for >$500<\/td>Minutes to 4 working days<\/td>Low fees and high transfer limits<\/td><\/tr>
Wise<\/td>4.7 (1.17M+ reviews)<\/td>None (mid-market rate)<\/td>Varies, e.g., $8.12 (ACH), $67.01 (credit card) for USD 1000<\/td>Minutes to 3 working days<\/td>Competitive exchange rates<\/td><\/tr>
Remitly<\/td>4.6 (71K+ reviews)<\/td>0.24%<\/td>$3.99 for <$1000, free for >$1000<\/td>Minutes to 5 working days<\/td>Safe and reliable transfers with a refund guarantee<\/td><\/tr>
Xoom<\/td>4.8 (335K+ reviews)<\/td>0.91%<\/td>Varies, e.g., $7.24 (debit card), $37.99 (credit card) for USD 1000<\/td>Minutes to 2 hours (depends on amount)<\/td>Fast transfers with PayPal integration<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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Top 5 Money Transfer Apps & Websites <\/h2>\n\n\n\n

1. Ria<\/h3>\n\n\n\n

Features<\/strong><\/p>\n\n\n\n

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  • Transfers can take just a few minutes to up to 5 working days.<\/li>\n<\/ul>\n\n\n\n
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    • You can send funds to a recipient’s bank account, or UPI account, or even arrange a cash pickup. <\/li>\n<\/ul>\n\n\n\n
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      • Pay the way you prefer\u2014via bank account, debit card, credit card, or cash.<\/li>\n<\/ul>\n\n\n\n
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        • Creating a free Ria account online or visiting a Ria store in the USA to send money is quick and easy. <\/li>\n<\/ul>\n\n\n\n
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          • Ria keeps you updated with email notifications and lets you track your transfer using the \u2018Track a Transfer\u2019 feature.<\/li>\n<\/ul>\n\n\n\n

            Google Play Rating<\/strong><\/p>\n\n\n\n

            4.7 stars based on over 119K reviews1<\/a><\/sup><\/p>\n\n\n\n

            Transfer Limit<\/strong><\/p>\n\n\n\n

            Cash-payment transfers: USD 495.00 per transfer<\/p>\n\n\n\n

            All other payment methods: USD 14,999.99 per month2<\/a><\/sup><\/p>\n\n\n\n

            Charges and Exchange Rate<\/strong><\/p>\n\n\n\n

            Ria follows a markup of 0.3%. They also charge transfer fees that vary based on the transfer amount, payment method, and destination. Given below are the fees charged (in USD) for the transfer of USD 100:<\/p>\n\n\n\n

            Receipt Method<\/strong><\/td>Bank<\/td>Cash-Pickup<\/td>UPI<\/td><\/tr>
            Payment Method<\/strong><\/td><\/td><\/td><\/td><\/tr>
            Bank<\/td>0.99<\/td>0.99<\/td>0.99<\/td><\/tr>
            Debit Card<\/td>6.0<\/td>3.90<\/td>6.0<\/td><\/tr>
            Credit Card<\/td>4.0<\/td>4.9<\/td>4.0<\/td><\/tr>
            Cash<\/td>4.0<\/td>7.0<\/td>4.0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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