{"id":7385,"date":"2025-01-21T12:44:32","date_gmt":"2025-01-21T12:44:32","guid":{"rendered":"https:\/\/www.extravelmoney.com\/blog\/?p=7385"},"modified":"2025-01-22T06:54:16","modified_gmt":"2025-01-22T06:54:16","slug":"zolve-usa-credit-card-review-is-it-the-best-option-for-indians","status":"publish","type":"post","link":"https:\/\/www.extravelmoney.com\/blog\/zolve-usa-credit-card-review-is-it-the-best-option-for-indians\/","title":{"rendered":"Zolve USA Credit Card Review &#8211; Is It The Best Option For Indians?"},"content":{"rendered":"\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6a3abf845d0a5&quot;}\" data-wp-interactive=\"core\/image\" class=\"wp-block-image size-large wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on-async--click=\"actions.showLightbox\" data-wp-on-async--load=\"callbacks.setButtonStyles\" data-wp-on-async-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image-1024x576.jpg\" alt=\"a sleek Zolve credit card alongside a smartphone displaying the card's app interface. The background features a modern red and black gradient with the text 'Zolve Credit Card' prominently displayed, along with the tagline 'Features, Fees, Types, and Process Explained' at the bottom.\" class=\"wp-image-7386\" style=\"box-shadow:var(--wp--preset--shadow--natural)\" srcset=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image-1024x576.jpg 1024w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image-300x169.jpg 300w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image-768x432.jpg 768w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image-1536x864.jpg 1536w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image.jpg 1643w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge image: a sleek Zolve credit card alongside a smartphone displaying the card&#039;s app interface. The background features a modern red and black gradient with the text &#039;Zolve Credit Card&#039; prominently displayed, along with the tagline &#039;Features, Fees, Types, and Process Explained&#039; at the bottom.\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on-async--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<div style=\"height:9px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Finding the right credit card as a newcomer in the USA can be challenging, but Zolve has changed the game. Zolve combines flexibility, affordability, and accessibility in one powerful credit card. The facility to apply online in India and get your card delivered on reaching the USA makes it a popular choice among Indian students and professionals shifting to the USA. Discover its features like high credit limits, zero joining fees, and credit-building support as read on.&nbsp;<\/p>\n\n\n\n<p><strong>Also Read: <a href=\"https:\/\/www.extravelmoney.com\/blog\/how-to-open-a-bank-account-in-usa\/\" target=\"_blank\" rel=\"noreferrer noopener\"><a href=\"https:\/\/www.extravelmoney.com\/blog\/travel-cards-vs-cash-debit-credit-card\/\">Comparison of Forex Card vs Credit Card, Debit Card, and Cash<\/a><\/a><\/strong><\/p>\n\n\n\n<div style=\"height:9px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Why Should You Choose Zolve Credit Card?<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>High Credit Limit Up to $10,000<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Zolve offers an impressive credit limit of up to $10,000, allowing users to handle various expenses.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>No SSN or US Credit History? No Problem<\/strong><\/li>\n<\/ol>\n\n\n\n<p>One of Zolve&#8217;s standout features is that it does not require a Social Security Number (SSN) or a US credit history to issue its credit card. This makes it an excellent choice for newcomers to the US, including international students and professionals.<sup data-fn=\"6d74dc09-113e-46b4-a349-04f997b50cad\" class=\"fn\"><a id=\"6d74dc09-113e-46b4-a349-04f997b50cad-link\" href=\"#6d74dc09-113e-46b4-a349-04f997b50cad\">1<\/a><\/sup><\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Zero APR and Foreign Transaction Fee<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Apart from other credit cards from India with Zolve credit cards you can save on currency conversion fees. With no APR for the first six months, international students can easily manage their initial expenses until they find a job.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Build Credit Score Effortlessly with Zolve App<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Zolve is designed to help users establish and improve their US credit score from day one. It reports payments to the major US credit bureaus and offers app-based tools like payment reminders and credit-building tips, making credit management seamless.<\/p>\n\n\n\n<pre class=\"wp-block-verse\"><strong>What is SSN?<\/strong><br><br>Social Security Number (SSN) is a code assigned to US citizens, permanent residents, and certain non-immigrant visa holders including students and workers. Similar to the <a href=\"https:\/\/www.extravelmoney.com\/blog\/how-nris-apply-pan-card-online-complete-guide\/\" target=\"_blank\" rel=\"noreferrer noopener\">PAN card<\/a> in India, an SSN is required for conducting financial activities in the USA.<\/pre>\n\n\n\n<div style=\"height:9px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Types of Zolve Credit Cards<\/h2>\n\n\n\n<p>Zolve offers three variants of credit cards namely,&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Classic<\/li>\n\n\n\n<li>Signature<\/li>\n\n\n\n<li>Black<\/li>\n<\/ol>\n\n\n\n<p>To explore the benefits offered by each variant visit <a href=\"https:\/\/zolve.com\/terms-and-condition\/credit-cardholder-agreement\" target=\"_blank\" rel=\"noreferrer noopener\">Zolve&#8217;s official website<\/a>.<\/p>\n\n\n\n<div style=\"height:9px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Zolve Credit Card Charges<\/h2>\n\n\n\n<p>Given are the rates and fees charged for All variants of Zolve Credit Cards:<sup data-fn=\"1e36d33c-7e7b-43eb-95cf-276093ed1117\" class=\"fn\"><a id=\"1e36d33c-7e7b-43eb-95cf-276093ed1117-link\" href=\"#1e36d33c-7e7b-43eb-95cf-276093ed1117\">2<\/a><\/sup><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes tableScroll\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Card Type<\/strong><\/td><td><strong>Annual Fee<\/strong><\/td><td><strong>Monthly Fee<\/strong><\/td><td><strong>APR After 6 Months<\/strong><\/td><td><strong>Late Payment<\/strong><\/td><td><strong>Return Payment<\/strong><\/td><\/tr><tr><td>Classic<\/td><td>Nil<\/td><td>Nil<\/td><td>16-35%<\/td><td>Up to $40<\/td><td>Up to $40<\/td><\/tr><tr><td>Signature<\/td><td>$119.99<\/td><td>$11.99<\/td><td>16-35%<\/td><td>Up to $40<\/td><td>Up to $40<\/td><\/tr><tr><td>Black<\/td><td>$299<\/td><td>$29.99<\/td><td>16-35%<\/td><td>Up to $40<\/td><td>Up to $40<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:9px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How to Apply for a Zolve Credit Card?<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Visit <a href=\"https:\/\/zolve.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">zolve.com<\/a> and apply for a Zolve credit card.<\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>Create a Zolve profile by entering your address, contact information, and educational details.<\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>Complete your credit card application and upload the necessary documents.<\/li>\n<\/ol>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>Zolve officials shall verify your personal and financial background based on the information and documents you have provided and will assess your credit limit.<\/li>\n<\/ol>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>Zolve will then contact you via email or phone to confirm your credit card application and offer you a card that suits your credit profile.<\/li>\n<\/ol>\n\n\n\n<ol start=\"6\" class=\"wp-block-list\">\n<li>Your virtual Zolve credit card gets activated.&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"7\" class=\"wp-block-list\">\n<li>You shall receive your physical Zolve credit card within 10-14 working days once you reach the USA and upload your US address.<\/li>\n<\/ol>\n\n\n\n<div style=\"height:9px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Documents Required&nbsp;<\/h2>\n\n\n\n<p>The following documents are needed for Indian immigrants to apply for a Zolve credit card:<sup data-fn=\"1c088f11-1ece-4ee0-bccb-1d328831f519\" class=\"fn\"><a id=\"1c088f11-1ece-4ee0-bccb-1d328831f519-link\" href=\"#1c088f11-1ece-4ee0-bccb-1d328831f519\">3<\/a><\/sup><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Passport&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/li>\n\n\n\n<li>PAN&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/li>\n\n\n\n<li>Visa&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/li>\n\n\n\n<li><a href=\"https:\/\/www.extravelmoney.com\/blog\/i-20-form-fee-payment-and-application-steps-for-indian-students\/\" target=\"_blank\" rel=\"noreferrer noopener\">I-20<\/a> \/ Offer letter&nbsp;&nbsp;<\/li>\n<\/ol>\n\n\n\n<div style=\"height:9px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Zolve Credit Card or ExTravelMoney Forex Card- Which is the Best Option<\/h2>\n\n\n\n<p>Forex cards are an affordable financial tool for meeting expenses while being abroad without hefty fees and credit history verification. Different from these prepaid cards, Zolve credit cards are for Indian travellers who desire to build a credit history for their future financial steps. So make an informed decision after evaluating your priorities.<\/p>\n\n\n\n<p><strong>Also Read: <a href=\"https:\/\/www.extravelmoney.com\/blog\/11-forex-cards-for-students-travelling-abroad-benefits-features\/\" target=\"_blank\" rel=\"noreferrer noopener\">11 Forex Cards for Students Travelling Abroad: Benefits &amp; Features<\/a><\/strong><\/p>\n\n\n\n<div style=\"height:9px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.extravelmoney.com\/foreign-exchange\/\" target=\"_blank\" rel=\"noreferrer noopener\">Buy US Dollars<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.extravelmoney.com\/multi-currency-forex-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">Buy Forex Card<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:9px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><em>Article Sources:<\/em><\/p>\n\n\n<ol class=\"wp-block-footnotes\"><li id=\"6d74dc09-113e-46b4-a349-04f997b50cad\"><a href=\"https:\/\/helpcenter.zolve.com\/support\/solutions\/articles\/71000004618-do-i-need-to-have-an-ssn-or-u-s-credit-history-to-apply-for-a-zolve-credit-card-\" target=\"_blank\" rel=\"noreferrer noopener\">Zolve Credit History Article<\/a> <a href=\"#6d74dc09-113e-46b4-a349-04f997b50cad-link\" aria-label=\"Jump to footnote reference 1\">\u21a9\ufe0e<\/a><\/li><li id=\"1e36d33c-7e7b-43eb-95cf-276093ed1117\"><a href=\"https:\/\/zolve.com\/terms-and-condition\/credit-cardholder-agreement\" target=\"_blank\" rel=\"noreferrer noopener\">Zolve Cardholder Agreement<\/a> <a href=\"#1e36d33c-7e7b-43eb-95cf-276093ed1117-link\" aria-label=\"Jump to footnote reference 2\">\u21a9\ufe0e<\/a><\/li><li id=\"1c088f11-1ece-4ee0-bccb-1d328831f519\"><a href=\"https:\/\/helpcenter.zolve.com\/support\/solutions\/articles\/71000004616-how-can-i-apply-for-zolve-credit-card-\" target=\"_blank\" rel=\"noreferrer noopener\">Zolve Document Checklist Article<\/a> <a href=\"#1c088f11-1ece-4ee0-bccb-1d328831f519-link\" aria-label=\"Jump to footnote reference 3\">\u21a9\ufe0e<\/a><\/li><\/ol>\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Finding the right credit card as a newcomer in the USA can be challenging, but Zolve has changed the game. Zolve combines flexibility, affordability, and [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":7386,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":"[{\"content\":\"<a href=\\\"https:\/\/helpcenter.zolve.com\/support\/solutions\/articles\/71000004618-do-i-need-to-have-an-ssn-or-u-s-credit-history-to-apply-for-a-zolve-credit-card-\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">Zolve Credit History Article<\/a>\",\"id\":\"6d74dc09-113e-46b4-a349-04f997b50cad\"},{\"content\":\"<a href=\\\"https:\/\/zolve.com\/terms-and-condition\/credit-cardholder-agreement\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">Zolve Cardholder Agreement<\/a>\",\"id\":\"1e36d33c-7e7b-43eb-95cf-276093ed1117\"},{\"content\":\"<a href=\\\"https:\/\/helpcenter.zolve.com\/support\/solutions\/articles\/71000004616-how-can-i-apply-for-zolve-credit-card-\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">Zolve Document Checklist Article<\/a>\",\"id\":\"1c088f11-1ece-4ee0-bccb-1d328831f519\"}]"},"categories":[217],"tags":[404,895,39,893,475,896,891,894,892],"class_list":["post-7385","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-forex-card","tag-credit-card","tag-how-to-get-a-zolve-credit-card-in-india","tag-indian-students","tag-types-of-zolve-credit-cards","tag-usa","tag-usa-students","tag-zolve-credit-card","tag-zolve-credit-card-charges","tag-zolve-credit-card-features"],"jetpack_featured_media_url":"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image.jpg","uagb_featured_image_src":{"full":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image.jpg",1643,924,false],"thumbnail":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image-150x150.jpg",150,150,true],"medium":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image-300x169.jpg",300,169,true],"medium_large":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image-768x432.jpg",768,432,true],"large":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image-1024x576.jpg",1024,576,true],"1536x1536":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image-1536x864.jpg",1536,864,true],"2048x2048":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/Zolve-credit-card-cover-image.jpg",1643,924,false]},"uagb_author_info":{"display_name":"Ann Mariya Job","author_link":"https:\/\/www.extravelmoney.com\/blog\/author\/ann-mariya\/"},"uagb_comment_info":0,"uagb_excerpt":"Finding the right credit card as a newcomer in the USA can be challenging, but Zolve has changed the game. Zolve combines flexibility, affordability, and [&hellip;]","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p88tmX-1V7","jetpack-related-posts":[{"id":880,"url":"https:\/\/www.extravelmoney.com\/blog\/travel-cards-vs-cash-debit-credit-card\/","url_meta":{"origin":7385,"position":0},"title":"Comparison of Forex Card vs Credit Card, Debit Card, and Cash","author":"Subhash Sivamani","date":"November 8, 2016","format":false,"excerpt":"Image Source : moneymada.com Getting a Prepaid travel card is claimed by industry experts to be the safer, better and cheaper option for travellers going abroad, especially for travellers on a budget. So how true is this claim? An analysis by extravelmoney takes a look at the pros and cons\u2026","rel":"","context":"In &quot;Forex Card&quot;","block_context":{"text":"Forex Card","link":"https:\/\/www.extravelmoney.com\/blog\/category\/forex-card\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2016\/11\/Best-travel-credit-card-Canada.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2016\/11\/Best-travel-credit-card-Canada.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2016\/11\/Best-travel-credit-card-Canada.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":7920,"url":"https:\/\/www.extravelmoney.com\/blog\/send-money-abroad-credit-card-4-red-flags\/","url_meta":{"origin":7385,"position":1},"title":"Can You Send Money Abroad Using a Credit Card? 4 Red Flags You Ignore","author":"Ann Mariya Job","date":"May 21, 2025","format":false,"excerpt":"Yes, you can send money abroad using your Indian credit card, but it comes loaded with hidden charges (1-5%) and only supports merchant payments, making it costlier and less convenient than wire transfers through platforms like ExTravelMoney. While international credit card payments disguise as a quick and easy solution, let\u2019s\u2026","rel":"","context":"In &quot;International Money Transfer&quot;","block_context":{"text":"International Money Transfer","link":"https:\/\/www.extravelmoney.com\/blog\/category\/international-money-transfer\/"},"img":{"alt_text":"Cover image with the title 'Hidden Truth About Sending Money Abroad with Credit Card' featuring a 3D credit card graphic and the ExTravelMoney logo on a dark background.","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/05\/credit-card-international-money-transfer-blog-cover-image-4.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/05\/credit-card-international-money-transfer-blog-cover-image-4.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/05\/credit-card-international-money-transfer-blog-cover-image-4.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/05\/credit-card-international-money-transfer-blog-cover-image-4.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/05\/credit-card-international-money-transfer-blog-cover-image-4.png?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/05\/credit-card-international-money-transfer-blog-cover-image-4.png?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":724,"url":"https:\/\/www.extravelmoney.com\/blog\/currency-vs-card-while-travelling-abroad\/","url_meta":{"origin":7385,"position":2},"title":"4 Advantages of Cash Over Credit and Debit Card When Travelling Abroad","author":"George Zachariah","date":"August 25, 2016","format":false,"excerpt":"Do you know the story of the traveller who screamed \u201cDaylight Robbery!\u201d Well, it\u2019s the story of every traveller abroad ever who uses credit and debit cards for their transactions. Also, there are stories of travellers who have ended up doing dishes because they didn\u2019t have cash and cards were\u2026","rel":"","context":"In &quot;Currency Exchange&quot;","block_context":{"text":"Currency Exchange","link":"https:\/\/www.extravelmoney.com\/blog\/category\/currency-exchange\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/01\/Travel-Smart-with-Cash.jpeg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/01\/Travel-Smart-with-Cash.jpeg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/01\/Travel-Smart-with-Cash.jpeg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/01\/Travel-Smart-with-Cash.jpeg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/01\/Travel-Smart-with-Cash.jpeg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":3692,"url":"https:\/\/www.extravelmoney.com\/blog\/charges-of-using-debit-credit-card-abroad\/","url_meta":{"origin":7385,"position":3},"title":"Travelling Outside India? Know The Charges of Using Debit \/ Credit Card Abroad","author":"Roshni Zainaba","date":"February 27, 2021","format":false,"excerpt":"Be it a business trip or a leisure trip, one of the foremost questions that comes to a traveller\u2019s mind is, \u201cHow to carry money when travelling abroad?\u201d. Some travellers prefer the all cash method. They buy the required foreign currency for their trip in India itself. When travelling abroad\u2026","rel":"","context":"In &quot;Forex Card&quot;","block_context":{"text":"Forex Card","link":"https:\/\/www.extravelmoney.com\/blog\/category\/forex-card\/"},"img":{"alt_text":"Debit_Credit Card Charges Abroad","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2021\/02\/Debit_Credit-Card-Charges-Abroad.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2021\/02\/Debit_Credit-Card-Charges-Abroad.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2021\/02\/Debit_Credit-Card-Charges-Abroad.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2021\/02\/Debit_Credit-Card-Charges-Abroad.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2021\/02\/Debit_Credit-Card-Charges-Abroad.png?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":4089,"url":"https:\/\/www.extravelmoney.com\/blog\/which-is-better-for-international-travel-niyo-global-or-forex-card\/","url_meta":{"origin":7385,"position":4},"title":"Niyo Global Card vs Forex Card: Which Is Better for International Travel in 2026?","author":"Subhash Sivamani","date":"April 28, 2022","format":false,"excerpt":"Updated On: 11 April 2026 Please Note: We are only comparing Niyo's credit cards (offered in partnership with DCB and SBM Bank) with Forex Cards. TL;DR: Choose Niyo Global Credit Card if most of your expenses abroad will be through card payments. It has zero forex markup on eligible variants,\u2026","rel":"","context":"In &quot;Forex Card&quot;","block_context":{"text":"Forex Card","link":"https:\/\/www.extravelmoney.com\/blog\/category\/forex-card\/"},"img":{"alt_text":"Forex Card Vs Niyo Global Card Full Compariosn Which is better For Indian Travellers","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2022\/04\/Forex-Card-Vs-Niyo-Global-Card-Full-Compariosn-Which-is-better-For-Indian-Travellers.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2022\/04\/Forex-Card-Vs-Niyo-Global-Card-Full-Compariosn-Which-is-better-For-Indian-Travellers.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2022\/04\/Forex-Card-Vs-Niyo-Global-Card-Full-Compariosn-Which-is-better-For-Indian-Travellers.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2022\/04\/Forex-Card-Vs-Niyo-Global-Card-Full-Compariosn-Which-is-better-For-Indian-Travellers.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":1201,"url":"https:\/\/www.extravelmoney.com\/blog\/how-to-open-a-bank-account-in-usa\/","url_meta":{"origin":7385,"position":5},"title":"How To Open A Bank Account In USA For Indian Students","author":"Jiona Joy","date":"March 2, 2017","format":false,"excerpt":"So you are going abroad to the US to study. You are excited and a bit apprehensive when thinking about the things you need to prepare for, to enjoy a smooth studying experience in USA. 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