{"id":7043,"date":"2024-12-17T08:18:53","date_gmt":"2024-12-17T08:18:53","guid":{"rendered":"https:\/\/www.extravelmoney.com\/blog\/?p=7043"},"modified":"2024-12-17T11:17:03","modified_gmt":"2024-12-17T11:17:03","slug":"how-to-carry-cash-on-europe-trip","status":"publish","type":"post","link":"https:\/\/www.extravelmoney.com\/blog\/how-to-carry-cash-on-europe-trip\/","title":{"rendered":"How to Carry Cash to Europe? Lessons From My 15-Day Trip"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\"><\/h3>\n\n\n\n<div class=\"wp-block-uagb-image uagb-block-d43c1676 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><a class=\"\" href=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/how-to-carry-money-on-europe-trip.jpeg\" target=\"\" rel=\"noopener\"><img decoding=\"async\" srcset=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/how-to-carry-money-on-europe-trip-1024x536.jpeg ,https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/how-to-carry-money-on-europe-trip.jpeg 780w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/how-to-carry-money-on-europe-trip.jpeg 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/how-to-carry-money-on-europe-trip-1024x536.jpeg\" alt=\"Europe trip photos\" class=\"uag-image-7047\" width=\"1200\" height=\"628\" title=\"how to carry money on europe trip\" loading=\"lazy\" role=\"img\"\/><\/a><\/figure><\/div>\n\n\n\n<p>Recently, my wife, our parents, and I embarked on a two-week trip to Europe.<\/p>\n\n\n\n<p>Our journey covered France, Switzerland, Austria, Liechtenstein, and Germany, with stops in major cities like Paris, Interlaken, Lucerne, Liechtenstein, Innsbruck, Zurich, Berlin, and Frankfurt. <\/p>\n\n\n\n<p>I&#8217;d like to share some insights on managing cash with both currency and forex cards during our travel.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Preparing Our Wallets<\/h3>\n\n\n\n<p>Most of the travel and accommodation were booked prior. To manage the rest of the expenses, we utilized a mix of cash and forex cards: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Euro Cash<\/strong>: \u20ac200<\/li>\n\n\n\n<li><strong>Swiss Franc Cash<\/strong>: CHF 200<\/li>\n\n\n\n<li><strong>Euro Forex Card<\/strong>: \u20ac1400<\/li>\n\n\n\n<li><strong>CHF Forex Card<\/strong>: CHF 1200<\/li>\n<\/ul>\n\n\n\n<p>While the general recommendation is to carry 30% in cash and 70% in forex cards, we opted for a higher amount on the forex card. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/forex-card-and-currency-invoice-scaled.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"492\" src=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/forex-card-and-currency-invoice-1024x492.jpg\" alt=\"forex purchase invoice india\" class=\"wp-image-7051\" srcset=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/forex-card-and-currency-invoice-1024x492.jpg 1024w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/forex-card-and-currency-invoice-300x144.jpg 300w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/forex-card-and-currency-invoice-768x369.jpg 768w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/forex-card-and-currency-invoice-1536x737.jpg 1536w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/forex-card-and-currency-invoice-scaled.jpg 1925w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>The whole forex purchase costed us \u20b92,75,398. Thanks to our team at Extravelmoney, we got much better exchange rates than what was available on the forex market in Kochi that day.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why Cash Remains King<\/h3>\n\n\n\n<p>Cash proved invaluable right upon our arrival in Europe. At Paris CDG airport, the immigration process was delayed, leading to our pre-booked taxi driver demanding an extra \u20ac50 for the wait. We had no choice but to comply and since we had <a href=\"https:\/\/www.extravelmoney.com\/buy-forex\/euro\/\">Euro in cash<\/a> we could pay the extra amount by cash. Remember there was no option pay by card or any app.<br><br>Also on the way back from Eiffel Tower, we got into a bus that only accepted cash. Without cash, we would have been in trouble.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">100% Trouble-Free Experience with Forex Cards<\/h3>\n\n\n\n<p>Other than a few instances where cash came in handy, Forex cards offered a mostly seamless experience, being accepted almost everywhere, from hotels to tourist attractions. The convenience of just swiping or tapping the card, and the ability to check balances on the Forex card app, made transactions smooth and straightforward.<\/p>\n\n\n\n<pre class=\"wp-block-verse\"><a href=\"https:\/\/www.extravelmoney.com\/multi-currency-forex-card\/\">Forex card<\/a> is the best way to carry most of your cash. It's trouble-free because your card is already loaded with Euro or Swiss franc and there is no conversion happening when you swipe. We never faced any issue. You will get live alerts on your forex card app whenever you do a transaction. <\/pre>\n\n\n\n<p>You can use the card to book an Uber cab or purchase metro tickets via the apps. You can also use the card to withdraw cash from ATMs, but there could be an ATM withdrawal fee.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/forex-card-app-sample-scaled.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"924\" height=\"924\" src=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/forex-card-app-sample-1024x1024.jpg\" alt=\"forex card mobile app screenshot\" class=\"wp-image-7059\" srcset=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/forex-card-app-sample-scaled.jpg 924w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/forex-card-app-sample-300x300.jpg 300w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/forex-card-app-sample-150x150.jpg 150w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/forex-card-app-sample-768x768.jpg 768w\" sizes=\"auto, (max-width: 924px) 100vw, 924px\" \/><\/a><\/figure>\n\n\n\n<p>This is what your Forex card app will look like. You have a record of all your expenses. What you see on the bill is what you pay. No additional charges later on.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\">Forex Card Coverage in Switzerland and Beyond<\/h5>\n\n\n\n<p>In Switzerland, the forex card functioned flawlessly except at a coffee shop on Mount Rigi&#8217;s summit, where only cash was accepted. The SBB app for train tickets and supermarket payments all accepted the Forex card without issues.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\">Euro Balance exhausts in Germany and Austria<\/h5>\n\n\n\n<p>As I traveled to Austria and Germany, the forex card continued to serve well. Towards the end of the trip, my Euro balance got depleted. I had some CHF left on the card. So I checked with extravelmoney customer support team whether I can use the CHF balance to swipe on the Euro bill. I was told that the card would work fine but it would incur a 4% cross-currency conversion charge. Since all travel was pre-booked by my company, I did not reload the Forex card. Instead, I used my backup credit card.<\/p>\n\n\n\n<p>If you are using a multi-currency card make sure you have sufficient balance in local currency when you swipe.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why You Need a Backup International Credit\/Debit Card<\/h3>\n\n\n\n<p>Make sure you have enabled international transactions on your credit and debit cards before you leave India. You can use it as a backup. Most cards usually charge you 3.5 to 5% conversion charge plus any other charge as per the bank.<\/p>\n\n\n\n<p>Some credit cards like Niyo offers zero forex markup. I was having a Niyo credit card as backup. Niyo card also worked fine but it was limited to my card limit of 35000 INR. It worked fine in all cases except in one machine in the duty-free shop in Frankfurt where the transaction was declined where I paid in cash.<br><br>When using a Niyo card it will ask for how the payment is to be made. In INR or the local currency. You have to opt for local currency, otherwise conversion charges will again apply.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Selling leftover currency &amp; balance in forex card after the trip<\/h3>\n\n\n\n<p>Upon returning, I had leftover CHF in forex card and some Swiss currency. I placed an order to <a href=\"https:\/\/www.extravelmoney.com\/sell-forex\/\">sell the forex<\/a> on ExTravelMoney, and our partner money changer handled the collection and encashment the very next day. Fortunately, I benefited from slightly higher Swiss Franc rates at the time of encashment.<\/p>\n\n\n\n<p>The trip was completely trouble-free in terms of managing cash. Carrying local currency on our card, being aware of our exact balance at all times, and having a 100% working forex card ensured that our travel was enjoyable and worry-free.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Recently, my wife, our parents, and I embarked on a two-week trip to Europe. Our journey covered France, Switzerland, Austria, Liechtenstein, and Germany, with stops [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":7047,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7043","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Carry Cash to Europe? 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I share these experiences and insights, aiming to help others make informed financial decisions while exploring the world.","url":"https:\/\/www.extravelmoney.com\/blog\/author\/nisanth\/"}]}},"jetpack_featured_media_url":"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/how-to-carry-money-on-europe-trip.jpeg","uagb_featured_image_src":{"full":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/how-to-carry-money-on-europe-trip.jpeg",1200,628,false],"thumbnail":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/how-to-carry-money-on-europe-trip-150x150.jpeg",150,150,true],"medium":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/how-to-carry-money-on-europe-trip-300x157.jpeg",300,157,true],"medium_large":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/how-to-carry-money-on-europe-trip-768x402.jpeg",768,402,true],"large":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/how-to-carry-money-on-europe-trip-1024x536.jpeg",1024,536,true],"1536x1536":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/how-to-carry-money-on-europe-trip.jpeg",1200,628,false],"2048x2048":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/12\/how-to-carry-money-on-europe-trip.jpeg",1200,628,false]},"uagb_author_info":{"display_name":"Nisanth Issac","author_link":"https:\/\/www.extravelmoney.com\/blog\/author\/nisanth\/"},"uagb_comment_info":0,"uagb_excerpt":"Recently, my wife, our parents, and I embarked on a two-week trip to Europe. Our journey covered France, Switzerland, Austria, Liechtenstein, and Germany, with stops [&hellip;]","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p88tmX-1PB","jetpack-related-posts":[{"id":5547,"url":"https:\/\/www.extravelmoney.com\/blog\/essentials-indians-must-carry-europe-trip\/","url_meta":{"origin":7043,"position":0},"title":"8 Essentials Indians Must Carry For Their Europe Trip","author":"Ann Mariya Job","date":"May 20, 2024","format":false,"excerpt":"Congratulations on the visa acceptance for your most awaited Europe trip!\u00a0 We know you are super excited and might forget some travel essentials.\u00a0 But we don't want your mood to be spoiled with regrets of not packing essential and much-needed items for your Europe trip. So, here is some expert\u2026","rel":"","context":"In &quot;Travel Tips&quot;","block_context":{"text":"Travel Tips","link":"https:\/\/www.extravelmoney.com\/blog\/category\/travel-tips-2\/"},"img":{"alt_text":"Overhead view of a person packing a suitcase with essential items for a Europe trip, including clothes, shoes, and travel documents. 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Understanding these restrictions set by the RBI and Indian Customs is crucial to avoid penalties and ensure a smooth journey. 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So far, more than 20 million people have travelled abroad from India in 2017. A good portion of this number comprises of business travellers. If you are a person who frequently flies abroad for business purposes, then pay attention. RBI has prescribed few limits on foreign exchange\u2026","rel":"","context":"In &quot;Currency Exchange&quot;","block_context":{"text":"Currency Exchange","link":"https:\/\/www.extravelmoney.com\/blog\/category\/currency-exchange\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2017\/12\/How-Much-Foreign-Currency-Can-You-Carry-From-India-For-Business-Trip-Abroad.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2017\/12\/How-Much-Foreign-Currency-Can-You-Carry-From-India-For-Business-Trip-Abroad.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2017\/12\/How-Much-Foreign-Currency-Can-You-Carry-From-India-For-Business-Trip-Abroad.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2017\/12\/How-Much-Foreign-Currency-Can-You-Carry-From-India-For-Business-Trip-Abroad.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/posts\/7043","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=7043"}],"version-history":[{"count":0,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/posts\/7043\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/media\/7047"}],"wp:attachment":[{"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=7043"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=7043"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=7043"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}