{"id":6587,"date":"2024-09-20T07:20:47","date_gmt":"2024-09-20T07:20:47","guid":{"rendered":"https:\/\/www.extravelmoney.com\/blog\/?p=6587"},"modified":"2026-09-29T14:30:17","modified_gmt":"2026-09-29T14:30:17","slug":"what-are-our-ben-sha-payment-instructions-foreign-remittance","status":"publish","type":"post","link":"https:\/\/www.extravelmoney.com\/blog\/what-are-our-ben-sha-payment-instructions-foreign-remittance\/","title":{"rendered":"What are OUR, BEN, SHA Payment Instructions in Foreign Remittance?"},"content":{"rendered":"\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6ae2024d32f17&quot;}\" data-wp-interactive=\"core\/image\" class=\"wp-block-image size-full wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on-async--click=\"actions.showLightbox\" data-wp-on-async--load=\"callbacks.setButtonStyles\" data-wp-on-async-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/What-are-OUR-BEN-SHA-Payment-Instructions-in-Foreign-Remittance_.jpg\" alt=\"What are OUR, BEN, SHA Payment Instructions in Foreign Remittance\" class=\"wp-image-9260\" style=\"box-shadow:var(--wp--preset--shadow--natural)\" srcset=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/What-are-OUR-BEN-SHA-Payment-Instructions-in-Foreign-Remittance_.jpg 1024w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/What-are-OUR-BEN-SHA-Payment-Instructions-in-Foreign-Remittance_-300x169.jpg 300w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/What-are-OUR-BEN-SHA-Payment-Instructions-in-Foreign-Remittance_-768x432.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge image: What are OUR, BEN, SHA Payment Instructions in Foreign Remittance\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on-async--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<div style=\"height:13px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>When filling in an A2 Form for foreign remittance, have you noticed the options OUR, BEN, and SHA? If you wish to get a quick idea about these codes and go back to fill out the rest of the form, this blog is for you. <\/p>\n\n\n\n<p>During an international money transfer, Indian banks usually send the payment with the help of one or more intermediary banks. As a result, it creates intermediary bank charges that must be paid either by the payer, payee, or both. <strong>OUR, BEN, and SHA are the payment options that a payee can choose to cover intermediary bank charges.<\/strong><\/p>\n\n\n\n<p><strong>Also Read: <a href=\"https:\/\/www.extravelmoney.com\/blog\/how-to-fill-form-a2-for-remittance-abroad-simple-guide\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to Fill Form A2 For Remittance Abroad \u2013 Simple Guide<\/a><\/strong><\/p>\n\n\n\n<div style=\"height:13px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">OUR (Sender Pays)<\/h2>\n\n\n\n<p>When the sender chooses OUR as the payment instruction for a <a href=\"https:\/\/www.extravelmoney.com\/blog\/money-wire-transfer-india-abroad-how-works\/\" target=\"_blank\" rel=\"noreferrer noopener\">wire transfer<\/a>, they cover the intermediary bank charges. This means that the charges are paid by the sender, before initiating the international money transfer. As a result, the beneficiary receives the full amount sent from India without any deductions for intermediary bank charges.<\/p>\n\n\n\n<div style=\"height:13px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">BEN (Beneficiary Pays)<\/h2>\n\n\n\n<p>The international payment instruction, BEN stands for &#8216;Beneficiary&#8217;. Under this option, the beneficiary pays all intermediary bank charges and the sender has to pay none. Therefore, they receive the payment after the deduction of these charges.<\/p>\n\n\n\n<div style=\"height:13px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">SHA (Shared)<\/h2>\n\n\n\n<p>When using the overseas remittance option SHA, the intermediary bank charges are split between the sender and the beneficiary. A part of the intermediary bank charges is paid by the sender, before making the payment, and the remaining charges are deducted from the money being sent to the payee.<\/p>\n\n\n\n<div style=\"height:13px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6ae2024d33ba1&quot;}\" data-wp-interactive=\"core\/image\" class=\"wp-block-image size-large is-style-default wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on-async--click=\"actions.showLightbox\" data-wp-on-async--load=\"callbacks.setButtonStyles\" data-wp-on-async-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/Add-a-subheading-1024x576.png\" alt=\"The image is divided into three sections labelled &quot;OUR,&quot; &quot;BEN,&quot; and &quot;SHA&quot;:\n\nOUR: The sender (in red) pays all the intermediary bank charges.\nBEN: The beneficiary (in blue) bears all the intermediary bank charges.\nSHA: The sender (in red) and the beneficiary (in blue) share the intermediary bank charges.\nIn all cases, intermediary bank charges are highlighted in yellow. \" class=\"wp-image-6591\" srcset=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/Add-a-subheading-1024x576.png 1024w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/Add-a-subheading-300x169.png 300w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/Add-a-subheading-768x432.png 768w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/Add-a-subheading-1536x864.png 1536w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/Add-a-subheading.png 1643w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge image: The image is divided into three sections labelled &quot;OUR,&quot; &quot;BEN,&quot; and &quot;SHA&quot;:\n\nOUR: The sender (in red) pays all the intermediary bank charges.\nBEN: The beneficiary (in blue) bears all the intermediary bank charges.\nSHA: The sender (in red) and the beneficiary (in blue) share the intermediary bank charges.\nIn all cases, intermediary bank charges are highlighted in yellow. \"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on-async--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<pre class=\"wp-block-verse\">OUR is the most suitable and preferred option for university fee payments because the full amount needs to be credited to the university bank account.<\/pre>\n\n\n\n<p><strong>Learn More: <a href=\"https:\/\/www.extravelmoney.com\/blog\/intermediary-bank-charge-fully-explained\/\" target=\"_blank\" rel=\"noreferrer noopener\">Intermediary Bank Charge Fully Explained<\/a><\/strong><\/p>\n\n\n\n<div style=\"height:13px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.extravelmoney.com\/wire-transfer\/\" target=\"_blank\" rel=\"noreferrer noopener\">Send Money Abroad<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:13px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When filling in an A2 Form for foreign remittance, have you noticed the options OUR, BEN, and SHA? If you wish to get a quick [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":9260,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":""},"categories":[9],"tags":[777,203,162,201,202],"class_list":["post-6587","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-international-money-transfer","tag-a2-form","tag-ben","tag-money-transfer-abroad","tag-our","tag-sha"],"jetpack_featured_media_url":"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/What-are-OUR-BEN-SHA-Payment-Instructions-in-Foreign-Remittance_.jpg","uagb_featured_image_src":{"full":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/What-are-OUR-BEN-SHA-Payment-Instructions-in-Foreign-Remittance_.jpg",1024,576,false],"thumbnail":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/What-are-OUR-BEN-SHA-Payment-Instructions-in-Foreign-Remittance_-150x150.jpg",150,150,true],"medium":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/What-are-OUR-BEN-SHA-Payment-Instructions-in-Foreign-Remittance_-300x169.jpg",300,169,true],"medium_large":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/What-are-OUR-BEN-SHA-Payment-Instructions-in-Foreign-Remittance_-768x432.jpg",768,432,true],"large":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/What-are-OUR-BEN-SHA-Payment-Instructions-in-Foreign-Remittance_.jpg",1024,576,false],"1536x1536":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/What-are-OUR-BEN-SHA-Payment-Instructions-in-Foreign-Remittance_.jpg",1024,576,false],"2048x2048":["https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/09\/What-are-OUR-BEN-SHA-Payment-Instructions-in-Foreign-Remittance_.jpg",1024,576,false]},"uagb_author_info":{"display_name":"Ann Mariya Job","author_link":"https:\/\/www.extravelmoney.com\/blog\/author\/ann-mariya\/"},"uagb_comment_info":0,"uagb_excerpt":"When filling in an A2 Form for foreign remittance, have you noticed the options OUR, BEN, and SHA? If you wish to get a quick [&hellip;]","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p88tmX-1If","jetpack-related-posts":[{"id":4934,"url":"https:\/\/www.extravelmoney.com\/blog\/how-to-fill-form-a2-for-remittance-abroad-simple-guide\/","url_meta":{"origin":6587,"position":0},"title":"How to Fill Form A2 For Remittance Abroad &#8211; Simple Guide","author":"Subhash Sivamani","date":"February 9, 2024","format":false,"excerpt":"Are you planning to transfer money abroad from India? Wondering how to fill out Form A2?\u00a0 Filling Form A2 correctly is vital to ensure your outward remittance transaction happens smoothly and without any rejections.\u00a0 What is Form A2?Form A2 is a required document by RBI for foreign exchange transactions like\u2026","rel":"","context":"In &quot;International Money Transfer&quot;","block_context":{"text":"International Money Transfer","link":"https:\/\/www.extravelmoney.com\/blog\/category\/international-money-transfer\/"},"img":{"alt_text":"How to Fill Form A2 For Remittance Abroad \u2013 Simple Guide","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/02\/How-to-Fill-Form-A2-For-Remittance-Abroad-\u2013-Simple-Guide.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/02\/How-to-Fill-Form-A2-For-Remittance-Abroad-\u2013-Simple-Guide.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/02\/How-to-Fill-Form-A2-For-Remittance-Abroad-\u2013-Simple-Guide.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/02\/How-to-Fill-Form-A2-For-Remittance-Abroad-\u2013-Simple-Guide.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":7937,"url":"https:\/\/www.extravelmoney.com\/blog\/6-hidden-fees-when-sending-money-abroad-tips-to-save\/","url_meta":{"origin":6587,"position":1},"title":"6 Hidden Fees When Sending Money Abroad You Miss Out and Tips to Save","author":"Ann Mariya Job","date":"May 26, 2025","format":false,"excerpt":"Updated On: 30 Apr 2026 New TCS rates on sending money abroad have been proposed in the 2026 Budget. They'll be in effect from April 1st 2026. While planning to send money abroad from India, the charges are one among the most vital considerations for many. Unfortunately, most of the\u2026","rel":"","context":"In &quot;International Money Transfer&quot;","block_context":{"text":"International Money Transfer","link":"https:\/\/www.extravelmoney.com\/blog\/category\/international-money-transfer\/"},"img":{"alt_text":"6 Hidden Fees When Sending Money Abroad You Miss Out and Tips to Save","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/05\/6-Hidden-Fees-When-Sending-Money-Abroad-You-Miss-Out-and-Tips-to-Save.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/05\/6-Hidden-Fees-When-Sending-Money-Abroad-You-Miss-Out-and-Tips-to-Save.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/05\/6-Hidden-Fees-When-Sending-Money-Abroad-You-Miss-Out-and-Tips-to-Save.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/05\/6-Hidden-Fees-When-Sending-Money-Abroad-You-Miss-Out-and-Tips-to-Save.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":5155,"url":"https:\/\/www.extravelmoney.com\/blog\/avoiding-money-transfer-mistakes-from-india\/","url_meta":{"origin":6587,"position":2},"title":"8 Mistakes To Avoid When Transferring Money From India","author":"Subhash Sivamani","date":"March 6, 2024","format":false,"excerpt":"Sending money abroad from India seems like a straightforward process until you hit unexpected snags.\u00a0 Whether it's for funding overseas education, sending gifts, or transferring funds to your close ones, some mistakes can complicate your international remittance. These errors can slow down your transfer, reduce the amount your recipient gets,\u2026","rel":"","context":"In &quot;International Money Transfer&quot;","block_context":{"text":"International Money Transfer","link":"https:\/\/www.extravelmoney.com\/blog\/category\/international-money-transfer\/"},"img":{"alt_text":"8 Mistakes To Avoid When Transferring Money From India","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/03\/8-Mistakes-To-Avoid-When-Transferring-Money-From-India.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/03\/8-Mistakes-To-Avoid-When-Transferring-Money-From-India.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/03\/8-Mistakes-To-Avoid-When-Transferring-Money-From-India.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/03\/8-Mistakes-To-Avoid-When-Transferring-Money-From-India.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":3122,"url":"https:\/\/www.extravelmoney.com\/blog\/intermediary-bank-charge-fully-explained\/","url_meta":{"origin":6587,"position":3},"title":"Intermediary Bank Charge Fully Explained","author":"Subhash Sivamani","date":"November 3, 2020","format":false,"excerpt":"While doing a Wire Transfer abroad, you might have come across the terms \u201cIntermediary Charge\" and \"Beneficiary Bank Charge\u201d. So what exactly do these terms mean?\u00a0 Intermediary Bank Charge is the amount charged by a 3rd party bank(s) that act as a go-between, to facilitate a money transfer transaction between\u2026","rel":"","context":"In &quot;International Money Transfer&quot;","block_context":{"text":"International Money Transfer","link":"https:\/\/www.extravelmoney.com\/blog\/category\/international-money-transfer\/"},"img":{"alt_text":"Intermediary Bank Charge Fully Explained","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2020\/11\/Intermediary-Bank-Charge-Fully-Explained.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2020\/11\/Intermediary-Bank-Charge-Fully-Explained.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2020\/11\/Intermediary-Bank-Charge-Fully-Explained.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2020\/11\/Intermediary-Bank-Charge-Fully-Explained.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":6921,"url":"https:\/\/www.extravelmoney.com\/blog\/why-international-money-transfer-delaying-7-reasons-experts\/","url_meta":{"origin":6587,"position":4},"title":"7 Expert Reasons for International Money Transfer Delays","author":"Ann Mariya Job","date":"November 23, 2024","format":false,"excerpt":"Many have a misconception that international money transfers occur instantly. But you must know that sending money \u2018legally\u2019 from India to another country consumes time. However, at times outward remittance gets delayed beyond the normal time frame. As a forex company that does more than 1000 transactions per month, there\u2026","rel":"","context":"In &quot;International Money Transfer&quot;","block_context":{"text":"International Money Transfer","link":"https:\/\/www.extravelmoney.com\/blog\/category\/international-money-transfer\/"},"img":{"alt_text":"7 Expert Reasons for International Money Transfer Delays","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/11\/7-Expert-Reasons-for-International-Money-Transfer-Delays.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/11\/7-Expert-Reasons-for-International-Money-Transfer-Delays.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/11\/7-Expert-Reasons-for-International-Money-Transfer-Delays.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/11\/7-Expert-Reasons-for-International-Money-Transfer-Delays.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":8104,"url":"https:\/\/www.extravelmoney.com\/blog\/gift-remittance-to-europe-guide\/","url_meta":{"origin":6587,"position":5},"title":"Sending Gift Remittances to Europe: Everything You Need to Know","author":"Ann Mariya Job","date":"September 28, 2025","format":false,"excerpt":"Updated On: 2 May 2026 From birthdays to weddings, many Indians send money to their distant family members and friends in Europe as gifts. This is known as gift remittance under the RBI international money transfer purposes.\u00a0 In this blog, we\u2019ll cover everything you need to know, including documents, beneficiary\u2026","rel":"","context":"In &quot;International Money Transfer&quot;","block_context":{"text":"International Money Transfer","link":"https:\/\/www.extravelmoney.com\/blog\/category\/international-money-transfer\/"},"img":{"alt_text":"Sending Gift Remittances to Europe_ Everything You Need to Know","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/09\/Sending-Gift-Remittances-to-Europe_-Everything-You-Need-to-Know.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/09\/Sending-Gift-Remittances-to-Europe_-Everything-You-Need-to-Know.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/09\/Sending-Gift-Remittances-to-Europe_-Everything-You-Need-to-Know.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/09\/Sending-Gift-Remittances-to-Europe_-Everything-You-Need-to-Know.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6587","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=6587"}],"version-history":[{"count":0,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/posts\/6587\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/media\/9260"}],"wp:attachment":[{"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=6587"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=6587"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.extravelmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=6587"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}