{"id":2261,"date":"2019-01-03T10:34:57","date_gmt":"2019-01-03T10:34:57","guid":{"rendered":"https:\/\/www.extravelmoney.com\/blog\/?p=2261"},"modified":"2024-08-19T06:44:38","modified_gmt":"2024-08-19T06:44:38","slug":"best-forex-cards-in-india-for-students-and-travellers","status":"publish","type":"post","link":"https:\/\/www.extravelmoney.com\/blog\/best-forex-cards-in-india-for-students-and-travellers\/","title":{"rendered":"8 Best Forex Cards in India For Students and Travellers"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/01\/Best-Forex-Cards-for-Students-and-Travellers-1.jpeg\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/01\/Best-Forex-Cards-for-Students-and-Travellers-1-1024x536.jpeg\" alt=\"Best forex cards in India\" class=\"wp-image-4908\" srcset=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/01\/Best-Forex-Cards-for-Students-and-Travellers-1-1024x536.jpeg 1024w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/01\/Best-Forex-Cards-for-Students-and-Travellers-1-300x157.jpeg 300w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/01\/Best-Forex-Cards-for-Students-and-Travellers-1-768x402.jpeg 768w, https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2024\/01\/Best-Forex-Cards-for-Students-and-Travellers-1.jpeg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>Forex cards are one of the best things to have in your wallet when travelling abroad. You get better exchange rates when loading foreign currencies in a forex card than buying them as cash. This rate is fixed once funds are loaded into the card and does not fluctuate according to changes in the forex market. Also, you get to enjoy the benefits of both debit and credit cards. Use it to withdraw foreign currency from ATMs abroad or swipe it to pay for your shopping.&nbsp; Overall, forex cards are cheaper and more secure than carrying foreign currency as cash.<\/p>\n\n\n\n<p>In a previous post, we <a href=\"https:\/\/www.extravelmoney.com\/blog\/travel-cards-vs-cash-debit-credit-card\/\">compared the benefits and cons of forex cards against cash, debit and credit card<\/a>. In this post, to help you make an easy decision regarding forex cards, here we analyze the 8 best forex cards in India for students and travellers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span lang=\"EN\">Axis Bank Forex Cards<\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"258\" height=\"164\" src=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2018\/09\/Axis-Bank-Forex-Card.jpg\" alt=\"\" class=\"wp-image-2263\"\/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">1. Multi-Currency Forex Card<\/h4>\n\n\n\n<p><strong><span lang=\"EN\">Main Feature<\/span><\/strong><\/p>\n\n\n\n<p>The Multi-Currency Forex Card offered by Axis Bank can hold 16 different foreign currencies in 1 single card. If you are planning to visit multiple countries for your holiday trip, this card will help you carry different foreign currencies together without needing to carry different forex cards.<\/p>\n\n\n\n<p>The foreign currencies you can load are ;<\/p>\n\n\n\n<div style=\"overflow-x: auto;\">\n<table width=\"342\">\n<tbody>\n<tr>\n<td width=\"162\">1. US Dollar<\/td>\n<td width=\"180\">9. Swedish Kronor<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">2. Euro<\/td>\n<td width=\"180\">10. UAE Dirham<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">3. Pound Sterling<\/td>\n<td width=\"180\">11. Saudi Riyal<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">4. Australian Dollar<\/td>\n<td width=\"180\">12. Thai Baht<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">5. Canadian Dollar<\/td>\n<td width=\"180\">13. New Zealand Dollar<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">6. Swiss Franc<\/td>\n<td width=\"180\">14. Hong Kong Dollar<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">7. Japanese Yen<\/td>\n<td width=\"180\">15. South African Rand<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">8. Singapore Dollar<\/td>\n<td width=\"180\">16. Danish Krone<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<p><strong><span lang=\"EN\">Security Features<\/span><\/strong><\/p>\n\n\n\n<p>The card is offered in the VISA platform and offers TripAssist by Axis Bank &#8211; an emergency assistance in case of loss\/theft of your forex card.<\/p>\n\n\n\n<p>With TripAssist, you can, with a phone call ;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Block the Forex Card<\/li>\n\n\n\n<li>Get emergency cash to pay hotel bills and\/or for a return flight<\/li>\n\n\n\n<li>Get assistance on lost passport<\/li>\n\n\n\n<li>Get emergency cash delivery<\/li>\n<\/ol>\n\n\n\n<p>You can also opt for a contactless Forex card powered by Visa\u2019s payWave technology. Simply pay for your shopping by waving your card near PoS machines. This makes it secure against the information theft by skimmers who sometimes steal your card details when swiping at ATMs or PoS machines.<\/p>\n\n\n\n<p><span lang=\"EN\">Additional Benefits<\/span><span lang=\"EN\" style=\"font-weight: normal; text-decoration: none; text-underline: none;\"> (Check out the <\/span><span lang=\"EN\"><a href=\"https:\/\/www.extravelmoney.com\/blog\/7-advantages-forex-card\/\"><span style=\"color: #1155cc; font-weight: normal;\">7 benefits of a forex card<\/span><\/a><\/span><span lang=\"EN\" style=\"font-weight: normal; text-decoration: none; text-underline: none;\">)<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The Card is valid for 5 years. You can reload and use it for multiple trips abroad in this period.<\/li>\n\n\n\n<li>The first 3 ATM transaction charges are waived off (free) for 1 year.<\/li>\n<\/ul>\n\n\n\n<p><strong><span lang=\"EN\">Axis Bank Multi-Currency Forex Card Fees &amp; Charges<\/span><\/strong><\/p>\n\n\n\n<div style=\"overflow-x: auto;\">\n<table width=\"619\">\n<tbody>\n<tr>\n<td width=\"85\">ATM Withdrawal Abroad<\/td>\n<td width=\"78\">Card Activation Charge<\/td>\n<td width=\"88\">Encashment\n<p>of Funds<\/p>\n<\/td>\n<td width=\"70\">Reload Fee<\/td>\n<td width=\"61\">Balance Inquiry<\/td>\n<td width=\"78\">Statement Request<\/td>\n<td width=\"72\">Inactivity Fees*<\/td>\n<td width=\"87\">Cross Currency\n<p>Charge**<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"85\">US$ 2<\/td>\n<td width=\"78\">Rs. 300 + GST<\/td>\n<td width=\"88\">Rs. 100 + GST<\/td>\n<td width=\"70\">Rs. 100 + GST<\/td>\n<td width=\"61\">US$ 0.5<\/td>\n<td width=\"78\">US$ 2<\/td>\n<td width=\"72\">US $5<\/td>\n<td width=\"87\">3.50% of transaction value + GST<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<p>*Inactivity period is defined as the absence of any debit\/credit on the active\/expired card for a consecutive period of more than 36 months.<\/p>\n\n\n\n<p>**This fee is charged by an overseas merchant to convert transactions into your home country\u2019s currency. It is also called DCC (Dynamic currency conversion).<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2. World Traveller Forex Card<\/h4>\n\n\n\n<p><strong>Main Feature<\/strong><\/p>\n\n\n\n<p>The World Traveller Forex Card is aimed at Indian travellers who undertake frequent international travel. It is offered by Axis Bank in association with Miles and More. Enjoy free membership to the Miles and More programme. Earn miles (which can be redeemed later) each time you load and spend currency through the Forex card.<\/p>\n\n\n\n<p>The card supports 17 different currencies in total;<br>&lt;<\/p>\n\n\n\n<div style=\"overflow-x: auto;\">\n<table width=\"342\">\n<tbody>\n<tr>\n<td width=\"162\">1. US Dollar<\/td>\n<td width=\"180\">9. Swedish Kronor<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">2. Euro<\/td>\n<td width=\"180\">10. UAE Dirham<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">3. Pound Sterling<\/td>\n<td width=\"180\">11. Saudi Riyal<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">4. Australian Dollar<\/td>\n<td width=\"180\">12. Thai Baht<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">5. Canadian Dollar<\/td>\n<td width=\"180\">13. New Zealand Dollar<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">6. Swiss Franc<\/td>\n<td width=\"180\">14. Hong Kong Dollar<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">7. Japanese Yen<\/td>\n<td width=\"180\">15. South African Rand<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">8. Singapore Dollar<\/td>\n<td width=\"180\">16. Danish Krone<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\" width=\"342\">17. Indian Rupee<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<p><strong><span lang=\"EN\">Security Features<\/span><\/strong><\/p>\n\n\n\n<p>The Card comes with Chip and PIN technology which is more secure than legacy cards using magnetic strips. Also, MasterCard&#8217;s contactless technology allows you to pay without needing to expose your card to information theft by skimmers. Thus transactions are fast and secure.<\/p>\n\n\n\n<p><strong><span lang=\"EN\">Additional Benefits<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Emergency assistance with TripAssist<\/li>\n\n\n\n<li>Earn miles with the Miles and More programme<\/li>\n<\/ul>\n\n\n\n<div style=\"overflow-x: auto;\">\n<table width=\"297\">\n<tbody>\n<tr>\n<td width=\"197\">Welcome award miles on the first load<\/td>\n<td width=\"100\">1000 Miles<\/td>\n<\/tr>\n<tr>\n<td width=\"197\">Bonus award miles on load &gt; USD 4,000<\/td>\n<td width=\"100\">2000 Miles<\/td>\n<\/tr>\n<tr>\n<td width=\"197\">Spend linked award miles. For every $5 spend<\/td>\n<td width=\"100\">5 Miles<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can redeem your miles online and offline with Miles &amp; More and its partners. Partners range from Taj Hotels, Resorts and Palaces, Indiatimes Shopping, PVR Cinemas, and more.<\/li>\n<\/ul>\n\n\n\n<p>You can also redeem your miles for online Gift Cards.<\/p>\n\n\n\n<p><strong><span lang=\"EN\">Axis Bank World Traveller Forex Card Fees &amp; Charges<\/span><\/strong><\/p>\n\n\n\n<div style=\"overflow-x: auto;\">\n<table width=\"619\">\n<tbody>\n<tr>\n<td width=\"85\">ATM Withdrawal Abroad<\/td>\n<td width=\"78\">Card Activation Charge<\/td>\n<td width=\"88\">Encashment\n<p>of Funds<\/p>\n<\/td>\n<td width=\"70\">Reload Fee<\/td>\n<td width=\"61\">Balance Inquiry<\/td>\n<td width=\"78\">Statement Request<\/td>\n<td width=\"72\">Inactivity Fees<\/td>\n<td width=\"87\">Cross Currency\n<p>Charge<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"85\">US$ 2.36<\/td>\n<td width=\"78\">Rs. 500 + GST<\/td>\n<td width=\"88\">Rs. 100 + GST<\/td>\n<td width=\"70\">Rs. 100 + GST<\/td>\n<td width=\"61\">US$ 0.59<\/td>\n<td width=\"78\">US$ 2.36<\/td>\n<td width=\"72\">US $5.9<\/td>\n<td width=\"87\">4.13% of transaction value + GST<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/www.extravelmoney.com\/\"><img decoding=\"async\" class=\"responsive\" src=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2017\/06\/etmbanner5.jpg\" alt=\"Forex card door delivery\"><\/a><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">3. Diners Card<\/h4>\n\n\n\n<p><strong><span lang=\"EN\">Main Feature<\/span><\/strong><\/p>\n\n\n\n<p>The Diners Card allows you to only load USD currency.<\/p>\n\n\n\n<p>Many extra benefits are bundled with the card for travellers going to the USA.<\/p>\n\n\n\n<p>For every USD 5 or its equivalent amount in other currency spent using your card at merchant outlets, you can earn 2 points. These points can be redeemed against Diners benefits such as hotel\/restaurant reservations and clubs.<\/p>\n\n\n\n<p><strong><span lang=\"EN\">Security Features<\/span><\/strong><\/p>\n\n\n\n<p>The Diners car comes along with chip and PIN technology which is an improvement in security over cards using a magnetic strip. Additionally, you can also avail TripAssist feature of Axis Bank.<\/p>\n\n\n\n<p><strong><span lang=\"EN\">Additional Benefits<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Insurance coverage of up to Rs.1,50,000 in case of Lost\/stolen\/counterfeit cards and up to Rs 60,000 in case of medical treatment and ATM assault\/robbery (FIR Required).<\/li>\n\n\n\n<li>Get up to 50% off on Visa Assistance Services at One Vasco, a company providing travel-related services.<\/li>\n<\/ul>\n\n\n\n<p><strong><span lang=\"EN\">Axis Bank Diners Card Fees &amp; Charges<\/span><\/strong><\/p>\n\n\n\n<div style=\"overflow-x: auto;\">\n<table width=\"619\">\n<tbody>\n<tr>\n<td width=\"85\">ATM Withdrawal Abroad<\/td>\n<td width=\"78\">Card Activation Charge<\/td>\n<td width=\"88\">Encashment\n<p>of Funds<\/p>\n<\/td>\n<td width=\"70\">Reload Fee<\/td>\n<td width=\"61\">Balance Inquiry<\/td>\n<td width=\"78\">Statement Request<\/td>\n<td width=\"72\">Inactivity Fees<\/td>\n<td width=\"87\">Cross Currency\n<p>Charge<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"85\">US$ 2<\/td>\n<td width=\"78\">Rs. 150 + GST<\/td>\n<td width=\"88\">Rs. 100 + GST<\/td>\n<td width=\"70\">Rs. 100 + GST<\/td>\n<td width=\"61\">US$ 0.5<\/td>\n<td width=\"78\">US$ 2<\/td>\n<td width=\"72\">US $5<\/td>\n<td width=\"87\">3.50% of transaction value + GST<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span lang=\"EN\">HDFC Bank Forex Cards<\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"235\" height=\"152\" src=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2018\/09\/HDFC-Bank-Forex-Card.jpg\" alt=\"\" class=\"wp-image-2264\"\/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">4. Multicurrency ForexPlus Card<\/h4>\n\n\n\n<p><strong>Main Feature<\/strong><\/p>\n\n\n\n<p>The HDFC Multicurrency ForexPlus Cards let you carry 22 different currencies in one single card.<\/p>\n\n\n\n<div style=\"overflow-x: auto;\">\n<table width=\"342\">\n<tbody>\n<tr>\n<td width=\"162\">1. US Dollar<\/td>\n<td width=\"180\">12. Thai Baht<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">2. Euro<\/td>\n<td width=\"180\">13. New Zealand Dollar<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">3. Pound Sterling<\/td>\n<td width=\"180\">14. Hong Kong Dollar<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">4. Australian Dollar<\/td>\n<td width=\"180\">15. South African Rand<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">5. Canadian Dollar<\/td>\n<td width=\"180\">16. Danish Krone<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">6. Swiss Franc<\/td>\n<td width=\"180\">17. Omani Riyal<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">7. Japanese Yen<\/td>\n<td width=\"180\">18. Qatari Riyal<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">8. Singapore Dollar<\/td>\n<td width=\"180\">19. Korean Won<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">9. Swedish Kronor<\/td>\n<td width=\"180\">20. Norwegian Krone<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">10. UAE Dirham<\/td>\n<td width=\"180\">21. Bahraini Dinar<\/td>\n<\/tr>\n<tr>\n<td width=\"162\">11. Saudi Riyal<\/td>\n<td width=\"180\">22. Kuwaiti Dinar<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<p><strong><span lang=\"EN\">Security Features<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The card has Paywave NFC technology which enables customers to do contactless payments.<\/li>\n\n\n\n<li>Backup card facility in case your primary card gets lost or stolen.<\/li>\n<\/ul>\n\n\n\n<p><strong><span lang=\"EN\">Additional Benefits<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Emergency Cash Delivery Assistance &#8211; In case of loss of card or card failure, HDFC bank provides Emergency Cash delivery service across the globe through partnered banks.<\/li>\n\n\n\n<li>Lost passport &amp; lost luggage assistance services<\/li>\n<\/ul>\n\n\n\n<p><strong><span lang=\"EN\">HDFC Bank Multicurrency ForexPlus Card Fees &amp; Charges<\/span><\/strong><\/p>\n\n\n\n<div style=\"overflow-x: auto;\">\n<table width=\"381\">\n<tbody>\n<tr>\n<td width=\"85\">ATM Withdrawal Abroad<\/td>\n<td width=\"78\">Card Activation Charge<\/td>\n<td width=\"70\">Reload Fee<\/td>\n<td width=\"61\">Balance Inquiry<\/td>\n<td width=\"87\">Cross Currency\n<p>Charge<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"85\">US$ 2<\/td>\n<td width=\"78\">Rs. 500 + GST<\/td>\n<td width=\"70\">Rs. 75 + GST<\/td>\n<td width=\"61\">US$ 0.5<\/td>\n<td width=\"87\">2% of transaction value + GST<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\">5. ISIC Student ForexPlus Card<\/h4>\n\n\n\n<p><strong><span lang=\"EN\">Main Feature<\/span><\/strong><\/p>\n\n\n\n<p>Specially made for students. The Forex card acts as an International Student ID Card (ISIC) thus enabling you to a wide range of student discounts across 130 countries on books, travel, food and accommodation. You can use the ISIC card for all your study abroad-related payments like books and tuition etc apart from withdrawing cash from ATMs.<\/p>\n\n\n\n<p>The card supports 3 currencies.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>USD<\/li>\n\n\n\n<li>Euro<\/li>\n\n\n\n<li>GBP<\/li>\n<\/ol>\n\n\n\n<p><strong><span lang=\"EN\">Security Features<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The EMV chip in the card offers protection from skimming and misuse by third party people.<\/li>\n\n\n\n<li>In the event of loss of card or card not working, get Emergency Cash delivery assistance service across the globe<\/li>\n<\/ul>\n\n\n\n<p><strong><span lang=\"EN\">Additional Benefits<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Emergency Cash delivery assistance service across the globe in case of loss of the card.<\/li>\n\n\n\n<li>Complimentary Insurance cover of up to Rs 5 lakhs against fraud through a forex card along with an accidental death coverage (air\/ rail\/ road) of Rs. 25 lakhs.<\/li>\n\n\n\n<li>Loss of baggage covers up to Rs 50,000 and loss of checked-in baggage covers up to Rs 20,000. Passport reconstruction cover of up to Rs 20,000.<\/li>\n<\/ul>\n\n\n\n<p><strong><span lang=\"EN\">HDFC ISIC Student ForexPlus Card Fees &amp; Charges<\/span><\/strong><\/p>\n\n\n\n<div style=\"overflow-x: auto;\">\n<table width=\"459\">\n<tbody>\n<tr>\n<td width=\"85\">ATM Withdrawal Abroad<\/td>\n<td width=\"78\">Card Activation Charge<\/td>\n<td width=\"70\">Reload Fee<\/td>\n<td width=\"61\">Balance Inquiry<\/td>\n<td width=\"78\">Statement Request<\/td>\n<td width=\"87\">Cross Currency\n<p>Charge<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"85\">US$ 2<\/td>\n<td width=\"78\">Rs. 300 + GST<\/td>\n<td width=\"70\">Rs. 75 + GST<\/td>\n<td width=\"61\">US$ 0.5<\/td>\n<td width=\"78\">US$ 3<\/td>\n<td width=\"87\">3% of transaction value + GST<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\">6. Regalia ForexPlus Card<\/h4>\n\n\n\n<p><strong><span lang=\"EN\">Main Feature<\/span><\/strong><\/p>\n\n\n\n<p>The Regalia ForexPlus Card is loaded with USD currency. At the same time, it can be used for payments across other currencies. You don\u2019t need to worry about the cross currency charges in such cases as it is ZERO for this forex card.<\/p>\n\n\n\n<p>ATM transactions across the Allpoint Network of ATMs are free. The Allpoint Network is available in 55,000 ATMs across 5 countries; USA, Canada, Mexico, UK, and Australia.<\/p>\n\n\n\n<p><strong><span lang=\"EN\">Security Features<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Contactless Payment enabled.<\/li>\n\n\n\n<li>HDFC Global Assistance in case of loss of card or card not working.<\/li>\n<\/ul>\n\n\n\n<p><strong><span lang=\"EN\">Additional Benefits<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lounge access at International airports in India and complimentary concierge services across partnered hotels.<\/li>\n\n\n\n<li>Free Insurance coverage of up to Rs. 5 Lakhs in case of forex card fraud, Rs. 50,000 for loss of baggage and Rs. 20,000 for Passport reconstruction.<\/li>\n<\/ul>\n\n\n\n<p><strong><span lang=\"EN\">HDFC Regalia ForexPlus Card Fees &amp; Charges<\/span><\/strong><\/p>\n\n\n\n<div style=\"overflow-x: auto;\">\n<table width=\"381\">\n<tbody>\n<tr>\n<td width=\"85\">ATM Withdrawal Abroad<\/td>\n<td width=\"78\">Card Activation Charge<\/td>\n<td width=\"70\">Reload Fee<\/td>\n<td width=\"61\">Balance Inquiry<\/td>\n<td width=\"87\">Cross Currency\n<p>Charge<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"85\">US$ 4<\/td>\n<td width=\"78\">Rs. 1000 + GST<\/td>\n<td width=\"70\">Rs. 75 + GST<\/td>\n<td width=\"61\">US$ 0.5<\/td>\n<td width=\"87\">0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span lang=\"EN\">Thomas Cook Forex Cards<\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"215\" height=\"137\" src=\"https:\/\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2018\/09\/Thomas-Cook-Forex-Card.jpg\" alt=\"\" class=\"wp-image-2265\"\/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">7. Borderless Prepaid Card<\/h4>\n\n\n\n<p><strong><span lang=\"EN\">Main Feature<\/span><\/strong><\/p>\n\n\n\n<p>The Borderless Prepaid Card by Thomas Cook supports 8 foreign currencies in a single card.<\/p>\n\n\n\n<p>The currencies you can load simultaneously in a Borderless Prepaid Card are;<\/p>\n\n\n\n<div style=\"overflow-x: auto;\">\n<table width=\"323\">\n<tbody>\n<tr>\n<td width=\"165\">US Dollar<\/td>\n<td width=\"158\">Euro<\/td>\n<\/tr>\n<tr>\n<td width=\"165\">Great Britain Pounds<\/td>\n<td width=\"158\">Japanese Yen<\/td>\n<\/tr>\n<tr>\n<td width=\"165\">Australian Dollars<\/td>\n<td width=\"158\">Swiss Franc<\/td>\n<\/tr>\n<tr>\n<td width=\"165\">Canadian dollars<\/td>\n<td width=\"158\">Singapore Dollar<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<p>The card has a validity of 5 years and the best part about the forex card is that you get a backup card absolutely free of cost. This backup card can be activated in case of theft or loss of your main forex card with the funds intact.<\/p>\n\n\n\n<p><strong><span lang=\"EN\">Security Features<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chip and PIN-based card protection.<\/li>\n\n\n\n<li>Free replacement of lost\/stolen forex card<\/li>\n<\/ul>\n\n\n\n<p><strong><span lang=\"EN\">Additional Benefits<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No charges for cash withdrawal at ATMs across the Allpoint network.<\/li>\n\n\n\n<li>Complimentary insurance cover up to USD 10,000.<\/li>\n<\/ul>\n\n\n\n<p><strong><span lang=\"EN\">Thomas Cook Borderless Prepaid Card Fees &amp; Charges<\/span><\/strong><\/p>\n\n\n\n<div style=\"overflow-x: auto;\">\n<table width=\"392\">\n<tbody>\n<tr>\n<td width=\"85\">ATM Withdrawal Abroad<\/td>\n<td width=\"78\">Card Activation Charge<\/td>\n<td width=\"70\">Reload Fee<\/td>\n<td width=\"72\">Inactivity Fees<\/td>\n<td width=\"87\">Cross Currency\n<p>Charge<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"85\">US$ 2<\/td>\n<td width=\"78\">Rs. 150 + GST<\/td>\n<td width=\"70\">Rs. 100 + GST<\/td>\n<td width=\"72\">US $5<\/td>\n<td width=\"87\">0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\">8. One Currency Card<\/h4>\n\n\n\n<p><strong>Main Feature<\/strong><\/p>\n\n\n\n<p>The One Currency Forex Card from Thomas Cook lets you load USD in it and use it anywhere in the world where cards are accepted. Since the card offers Zero Cross Currency Conversion, you\u2019ll be able to use the USD loaded card in other countries without paying any additional fees.<\/p>\n\n\n\n<p>The card has a 5-year validity and is issued on the MasterCard network.<\/p>\n\n\n\n<p><strong><span lang=\"EN\">Security Features<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The card comes with Chip and PIN technology just like in modern debit\/credit cards making transactions secure and giving fraud protection.<\/li>\n<\/ul>\n\n\n\n<p><strong><span lang=\"EN\">Additional Benefits<\/span><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No charges for cash withdrawal at ATMs across the Allpoint network.<\/li>\n\n\n\n<li>Complimentary insurance cover up to USD 10,000.<\/li>\n<\/ul>\n\n\n\n<p><strong><span lang=\"EN\">Thomas Cook One Currency Card Fees &amp; Charges<\/span><\/strong><\/p>\n\n\n\n<div style=\"overflow-x: auto;\">\n<table width=\"392\">\n<tbody>\n<tr>\n<td width=\"85\">ATM Withdrawal Abroad<\/td>\n<td width=\"78\">Card Activation Charge<\/td>\n<td width=\"70\">Reload Fee<\/td>\n<td width=\"72\">Inactivity Fees<\/td>\n<td width=\"87\">Cross Currency\n<p>Charge<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"85\">US$ 3.99<\/td>\n<td width=\"78\">Rs. 150 + GST<\/td>\n<td width=\"70\">Rs. 100 + GST<\/td>\n<td width=\"72\">US $5<\/td>\n<td width=\"87\">0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n\n\n<p>Now booking an Axis Bank, HDFC Bank and Thomas Cook Forex cards is easier than ever before.<\/p>\n\n\n\n<p>ExTravelMoney has tie-ups with more than 23 money changers across India who provide these forex cards at the click of a button. You can <a href=\"https:\/\/www.extravelmoney.com\/foreign-exchange\/\">buy forex card in India online<\/a>, get it door delivered and reload it whenever required.<\/p>\n\n\n\n<p>Got any doubts regarding forex cards? Mention in the comments below.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Forex cards are one of the best things to have in your wallet when travelling abroad. You get better exchange rates when loading foreign currencies [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":4908,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":""},"categories":[217],"tags":[543,551,545,542,559,283,553,544,91,548,549,562,561,550,554,555,556,547,295,560,92,557,558,546,552],"class_list":["post-2261","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-forex-card","tag-axis-bank-forex-cards","tag-axis-bank-multi-currency-forex-card","tag-benefits-of-forex-card","tag-best-forex-cards","tag-borderless-prepaid-card","tag-cross-currency-markup-charge","tag-diners-card","tag-foreign-currencies","tag-forex-card","tag-forex-card-atm-charges","tag-forex-card-atm-withdrawal-charge","tag-forex-card-inactivity-fees","tag-forex-card-reload-fee","tag-forex-card-swiping-charge","tag-hdfc-bank-forex-card","tag-hdfc-bank-multicurrency-forexplus-card","tag-isic-student-forexplus-card","tag-mastercard","tag-multi-currency-forex-card","tag-one-currency-card","tag-prepaid-travel-card","tag-regalia-forexplus-card","tag-thomas-cook-forex-cards","tag-visa","tag-world-traveller-forex-card"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>8 Best Forex Cards in India For Students and Travellers<\/title>\n<meta name=\"description\" content=\"Forex cards are cheaper &amp; more secure than carrying foreign currency as cash. Here are the 8 best forex cards in India for students and travellers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.extravelmoney.com\/blog\/best-forex-cards-in-india-for-students-and-travellers\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"8 Best Forex Cards in India For Students and Travellers\" \/>\n<meta property=\"og:description\" content=\"Forex cards are cheaper &amp; more secure than carrying foreign currency as cash. 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You get better exchange rates when loading foreign currencies [&hellip;]","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p88tmX-At","jetpack-related-posts":[{"id":7350,"url":"https:\/\/www.extravelmoney.com\/blog\/hdfc-forex-card-review-compare-types-charges-application-process\/","url_meta":{"origin":2261,"position":0},"title":"HDFC Forex Card Review: Compare Types, Charges &#038; Application Process","author":"Ann Mariya Job","date":"January 17, 2025","format":false,"excerpt":"Travel smart worldwide without worrying about carrying cash using HDFC Forex cards. HDFC ForexPlus Cards offer both single and multi-currency options, featuring advanced security, global acceptance, and emergency support, making them ideal for international travellers and students. Read on as we explore the key features, available variants, charges, and application\u2026","rel":"","context":"In &quot;Forex Card&quot;","block_context":{"text":"Forex Card","link":"https:\/\/www.extravelmoney.com\/blog\/category\/forex-card\/"},"img":{"alt_text":"HDFC ForexPlus cards displayed in the background with the title 'Your Complete Guide to Choose the Best HDFC Forex Card' and the ExTravelMoney logo at the bottom.","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/HDFC-Forex-card-cover-image.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/HDFC-Forex-card-cover-image.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/HDFC-Forex-card-cover-image.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/HDFC-Forex-card-cover-image.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/HDFC-Forex-card-cover-image.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2025\/01\/HDFC-Forex-card-cover-image.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":2604,"url":"https:\/\/www.extravelmoney.com\/blog\/hidden-forex-card-charges-one-should-lookout-for\/","url_meta":{"origin":2261,"position":1},"title":"Hidden Forex Card Charges One Should Lookout For","author":"Roshni Zainaba","date":"July 25, 2019","format":false,"excerpt":"Are you planning a trip abroad? Are you finding it hard to decide how to carry your foreign money? Forex card\/Prepaid Travel Card would be the best choice to have an effortless trip anywhere in the world. They offer many benefits to travellers. Also, for students going to study abroad\u2026","rel":"","context":"In &quot;Forex Card&quot;","block_context":{"text":"Forex Card","link":"https:\/\/www.extravelmoney.com\/blog\/category\/forex-card\/"},"img":{"alt_text":"Hidden Forex Card Charges","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2019\/07\/Hidden-Forex-Card-Charges.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2019\/07\/Hidden-Forex-Card-Charges.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2019\/07\/Hidden-Forex-Card-Charges.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2019\/07\/Hidden-Forex-Card-Charges.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":2552,"url":"https:\/\/www.extravelmoney.com\/blog\/what-to-do-when-your-forex-card-is-stolen-or-lost-abroad\/","url_meta":{"origin":2261,"position":2},"title":"What To Do When Your Forex Card Is Stolen or Lost Abroad?","author":"Subhash Sivamani","date":"May 17, 2019","format":false,"excerpt":"Image Source : corporatetravelsafety.com Travelling abroad with a Forex Card has many advantages such as convenience and cost-effectiveness. A Forex Card lets you store foreign currency in a card and use it at ATMs and swiping machines abroad. At the same time, the exchange rates you get for foreign currency\u2026","rel":"","context":"In &quot;Forex Card&quot;","block_context":{"text":"Forex Card","link":"https:\/\/www.extravelmoney.com\/blog\/category\/forex-card\/"},"img":{"alt_text":"when forex card is lost","src":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2019\/04\/Forex-Card-Lost-Abroad.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2019\/04\/Forex-Card-Lost-Abroad.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2019\/04\/Forex-Card-Lost-Abroad.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.extravelmoney.com\/blog\/wp-content\/uploads\/2019\/04\/Forex-Card-Lost-Abroad.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":7204,"url":"https:\/\/www.extravelmoney.com\/blog\/11-forex-cards-for-students-travelling-abroad-benefits-features\/","url_meta":{"origin":2261,"position":3},"title":"11 Best Forex Cards for Students Travelling Abroad: Benefits &amp; Features","author":"Rinsha K A","date":"January 16, 2025","format":false,"excerpt":"Studying abroad is an exciting adventure, but managing money in a new country can be tricky. 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